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Overview

4 bd4 ba3,558 sqft4 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2007
Lot18,441 sqft
Living area3,558 sqft
Price / sqft$365
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorCeiling Fans(s)Central VaccumCrown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room Combo

10544 Poughkeepsie Cir is a 2007-built home in Port Charlotte Sec 87, Port Charlotte. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,558 square feet of living space. Listed at $1,300,000 (about $365/sqft), 269 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Where your backyard is the water and your garage can hold your vacation home on wheels! This isn’t your typical waterfront home—this one is made for boaters, RV owners, and toy collectors.The property offers deep water access (no bridges) to Port Charlotte’s boating destinations and open water, substantial garage capacity, and a layout suited for buyers who need space for vehicles, equipment, and family/guests. Situated on a tip lot just under half an acre, the property offers 168 feet of deep waterfront on a wide canal with no bridges, complete with a composite dock with water, electric, and a 10,000-lb boat lift. With a garage built to match your lifestyle and room to entertain or unwind by the water, this is waterfront living done the right way. Starting with the 1,298 sq ft RV-capable garage featuring a 14x16 RV door (13’ 8.5” clearance), 41.2 ft in length, a 50-amp RV outlet, pre-wired generator connection, epoxy floor, and interior paint updated in 2025, the property also includes a long brick-paver driveway that provides additional space for vehicle and trailer parking. Inside, the home features an open layout with high ceilings and water views visible from several rooms. The main floor includes three bedrooms—the primary suite and two guest bedrooms with baths—along with a private office, two separate living areas, and a dining space suited for both daily living and entertaining. Custom millwork is featured throughout the home, adding detail and definition to the living areas. The family room includes a built-in wet bar, providing added convenience for gatherings and everyday use. The kitchen serves as a central workspace and gathering area, offering soft-close cabinetry, a large granite island, a custom walk-in pantry, built-in oven, microwave, warming drawer, smooth-top five-burner range, custom hood and stone backsplash. Upstairs, a second primary suite offers additional privacy and flexibility, complete with a bedroom, full bathroom with walk-in shower, kitchenette, living area, and a private balcony overlooking the water—ideal for guests or multigenerational living. The home opens to a backyard designed for both relaxation and entertaining. Outdoor living includes a heated swimming pool with spa, a covered seating area with fireplace, and paver walkways that provide easy access around the yard. Recent updates include impact windows and doors installed in 2023, a tile roof completed in 2022 with additional tiles available, interior and exterior paint 2023, and pool heater 2024. Special features include a whole-house powered attic ventilation fan and a central vacuum system. Schedule your appointment to view this unique home offering superior waterfront access and a full size RV garage.

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The essentials

Built
2007
Price / sqft
$365
On market
269 days
Annual tax
$4,156
HOA
$120/yr
Flood zone
AE
Lot
18,441 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Waterfront
Canal - Brackish
Private pool
Heated
4 car garage
Boat
0.42 acres
Lot size

Payment

Est. monthly payment
$7,786/mo
Down payment (20%)
$260,000
Property taxes
$346/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
18,441 sqft
Cooling
Central Air
Heating
Central
Parking
Boat, Driveway, Garage Door Opener, Oversized, RV Garage, RV Access/Parking, Tandem
Pool
Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Tile
Waterfront
Canal - Brackish
Days on Market
269
Attic Ventilator
Ceiling Fans(s)
Central Vaccum
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Balcony
Lighting
Outdoor Shower
Private Mailbox
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Park
Playground
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,156
Parcel #
412128478008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 87
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
18,441 sqft
Flood Insurance RequiredLandscapedSidewalkPavedTip Lot
HOA
$120/yr
Sheryl Blocklin

Price history

Date
Event
Price
4/9/2026
Price change
Source: Stellar MLS #TB8468035
$1,300,000-3.3%
$365/sqft
-
Price change
Source: Stellar MLS #TB8468035
$1,345,000-0.4%
$378/sqft
1/22/2026
Listed for sale
Source: Stellar MLS #TB8468035
$1,350,000
$379/sqft

Neighborhood

10544 Poughkeepsie Cir
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $1,300,000
$1.25M – $1.30M
95.8% – 100% of listTops out right at the list price
80% of listList price
243 of the last 484 home closings in 33981 landed at this number or higher (50%). The median one sat 88 days before it went under contract, and this one is on day 269 after a $50,000 cut.

Sample: 484 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,786/mo
Principal & interest$6,780
Property taxes$346
Insurance$650
HOA$10
Down payment20% · $260,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,300,000

$365 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,558 sq ft

Time on market

269 days

Year built

2007

Monthly payment

About $7,786/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,156 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by Sheryl Blocklin.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byFLORIDA EXECUTIVE REALTY 2Listing agent: Jennifer SparacinoListing data from Stellar MLS, MLS# TB8468035.

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