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Overview

4 bd3 ba2,582 sqft3 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2016
Lot29,927 sqft
Living area2,582 sqft
Price / sqft$405
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsOpen FloorplanSolid Wood Cabinets

10650 Poughkeepsie Cir is a 2016-built home in Port Charlotte Sec 87, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,582 square feet of living space. Listed at $1,045,000 (about $405/sqft), 52 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Set on a rare 0.69-acre tip lot with 285.5 feet of seawall, this custom Luke Brothers-built home offers a covered 16' x 20' composite dock with a 10,000-lb. lift on a deep-water canal, providing quick, bridge-free access to Charlotte Harbor, the open Gulf, and the world-famous tarpon fishing of Boca Grande. Double-glass entry doors welcome you into an open great room floor plan featuring crown molding, illuminated tray ceilings, and elegant diagonal tile flooring throughout. Corner sliding glass doors connect the main living area directly to the lanai and pool deck, creating a seamless indoor-outdoor flow. The kitchen is equipped with quartz countertops, a modern induction range, premium Bosch dishwasher, and oversized walk-in pantry. The private primary suite features an expansive bedroom, jetted soaking tub, large walk-in shower with bench, elegant granite bathroom finishes, and convenient direct-access pass-through to the laundry room. A versatile fourth bedroom or den features custom built-ins, a dry bar, ensuite bathroom, and sliding doors opening to the lanai—ideal for guests or a home office. Impact-rated windows and doors, attic spray foam insulation, an attached 3-car garage, and a newer 2023 roof add to the home’s functionality and peace of mind. The entertainer’s backyard offers a heated pool, outdoor kitchen, and expansive grounds. For additional parking and storage, the property includes a dedicated gravel RV parking pad with a 50-amp hookup, plus plenty of room for additional vehicles, trailers, or outdoor hobbies. Beyond the property, you’re just a short distance from beautiful beaches, shopping and dining, and the historic charm of downtown Punta Gorda.

The essentials

Built
2016
Price / sqft
$405
On market
58 days
Annual tax
$10,014
HOA
$120/yr
Flood zone
AE
Lot
29,927 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
Waterfront
Brackish Water
Private pool
Heated
3 car garage
Boat
0.69 acres
Lot size

Payment

Est. monthly payment
$6,817/mo
Down payment (20%)
$209,000
Property taxes
$835/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
29,927 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Boat, Garage Door Opener, RV Access/Parking
Pool
Heated, In Ground, Salt Water, Screen Enclosure
Waterfront
Brackish Water, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Canal Front
Days on Market
58
Built-in Features
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Open Floorplan
Solid Wood Cabinets
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Rv Hookup
Clubhouse
Deed Restrictions
Golf Carts OK
Park
Playground
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range Hood
Refrigerator
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$10,014
Parcel #
412128459005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 87
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
29,927 sqft
Corner LotFlood Insurance RequiredLevelOversized LotTip Lot
HOA
$120/yr

Price history

Date
Event
Price
8/12/2026
Listed for sale
Source: Stellar MLS #TB8538200
$1,045,000
$405/sqft

Neighborhood

10650 Poughkeepsie Cir
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $1,045,000
$1.00M – $1.04M
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 58.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,817/mo
Principal & interest$5,450
Property taxes$835
Insurance$523
HOA$10
Down payment20% · $209,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,045,000

$405 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,582 sq ft

Time on market

58 days

Year built

2016

Monthly payment

About $6,817/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,014 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byFLORIDA EXECUTIVE REALTY 2Listing agent: Jennifer SparacinoListing data from Stellar MLS, MLS# TB8538200.

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