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Overview

4 bd3 ba2,253 sqft3 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2025
Lot9,999 sqft
Living area2,253 sqft
Price / sqft$359
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

10442 Winnipeg St is a 2025-built home in South Gulf Cove, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,253 square feet of living space. Listed at $809,900 (about $359/sqft), 513 days on market. Flood zone 8AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Luxury New Construction Waterfront Home with Saltwater Heated Pool & Gulf Access! Experience the ultimate in waterfront living in this meticulously built 4BR/3BA home, featuring direct Gulf of Mexico access and breathtaking sunset views. Enjoy an open-concept layout with 8' corner-meet disappearing sliders that seamlessly connect the great room to a spacious lanai and outdoor kitchen—perfect for entertaining. Relax in your saltwater heated pool, or host in the cabana with bar top, outdoor speakers, and TV pre-wiring. The gourmet kitchen includes an oversized island with seating for four, walk-in pantry, abundant cabinetry, wine cooler, and premium finishes. The luxurious primary suite features dual walk-in closets and a spa-inspired bath with a Roman walk-through shower. The guest wing offers 2BRs, full bath, and pool bath. The 4th BR can flex as a den or office. Built with Category 5 hurricane-impact windows, spray foam insulation, and superior energy efficiency. Four completed models available with varying finishes. Additional sailboat-access lots also available. Located minutes from Boca Grande and Gulf Coast beaches. Builder offering seawall included with acceptable offer. Schedule your private showing today!

The essentials

Built
2025
Price / sqft
$359
On market
616 days
Annual tax
$1,780
HOA
$120/yr
Flood zone
8AE
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Waterfront
Canal - Brackish
Private pool
Heated
3 car garage
Driveway
9,999 sqft lot
Lot size

Payment

Est. monthly payment
$4,787/mo
Down payment (20%)
$161,980
Property taxes
$148/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
9,999 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Guest, Off Street, On Street
Pool
Chlorine Free, Heated, In Ground, Lighting, Outside Bath Access, Pool Alarm, Salt Water, Screen Enclosure
Waterfront
Canal - Brackish
Days on Market
616
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
French Doors
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Private Mailbox
Rain Gutters
Sliding Doors
Clubhouse
Deed Restrictions
Bar Fridge
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range Hood
Refrigerator
Wine Refrigerator
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone 8AE
Annual Tax (2024)
$1,780
Parcel #
412128353003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
South Gulf Cove
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft
FloodZonePaved
HOA
$120/yr
SOUTH GULF COVE HOMEOWNERS’ ASSOCIATION, INC.

Price history

Date
Event
Price
5/27/2026
Price change
Source: Stellar MLS #A4637449
$809,900-5.8%
$359/sqft
-
Price change
Source: Stellar MLS #A4637449
$859,900-7.4%
$382/sqft
1/31/2025
Listed for sale
Source: Stellar MLS #A4637449
$929,000
$412/sqft

Neighborhood

10442 Winnipeg St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $809,900
$775,000 – $809,900
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 616 after a $119,100 cut.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,787/mo
Principal & interest$4,224
Property taxes$148
Insurance$405
HOA$10
Down payment20% · $161,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$809,900

$359 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,253 sq ft

Time on market

616 days

Year built

2025

Monthly payment

About $4,787/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,780 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by SOUTH GULF COVE HOMEOWNERS’ ASSOCIATION, INC..

Flood zone

Zone 8AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLOKATIONListing agent: Lena MarshallListing data from Stellar MLS, MLS# A4637449.

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