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Overview

2 bd1 ba816 sqftSingle Family
TypeSingle Family
HOANone listed
Built2010
Lot8,364 sqft
Living area816 sqft
Price / sqft$213

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanStorageDryerRangeRefrigerator

408 W Palmetto St is a 2010-built home in T J Peppers Add, Arcadia. Inside you'll find 2 bedrooms, 1 bathrooms, and 816 square feet of living space. Listed at $174,000 (about $213/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Built in just 2010, this bungalow sits close to downtown Arcadia with easy access to Fort Myers, Punta Gorda, and Sarasota! This unique home is built with durable steel construction on a 3-foot concrete block stemwall. Featuring a great room layout with a flexible kitchen space ideal for a custom island or dining table, and a renovated and brand-new, tiled bathroom is one you won't want to miss! Enjoy mornings on the front porch and evenings on the full-width back porch, that comes with slider access form the primary bedroom. The private yard offers enough room for a carport, garage, or fire pit. Schedule your private tour today!

The essentials

Built
2010
Price / sqft
$213
On market
19 days
Annual tax
$2,791
Flood zone
X · Low risk
Lot
8,364 sqft
Type
Single Family Residence

At a glance

Single family
Built 2010
8,364 sqft lot
Lot size
816 sqft
Living area

Payment

Est. monthly payment
$1,227/mo
Down payment (20%)
$34,800
Property taxes
$233/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2010
Lot
8,364 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
19
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Storage
Dryer
Range
Refrigerator
Washer
Elementary
West Elementary School
Middle
DeSoto Middle School
High
DeSoto County High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,791
Parcel #
36-37-24-0284-0050-0021

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
T J Peppers Add
County
Desoto
MLS Area
34266 - Arcadia
Lot Size
8,364 sqft
Cleared

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #D6148901
$174,000-2.8%
$213/sqft
9/23/2026
Listed for sale
Source: Stellar MLS #D6148901
$179,000
$219/sqft

Neighborhood

408 W Palmetto St
Arcadia, FL, 34266 · 34266 - Arcadia

Market insights

Offer Insights

Choose an offer strength

List price: $174,000
$165,000 – $174,000
95.1% – 100% of listTops out right at the list price
80% of listList price
43 of the last 84 home closings in 34266 landed at this number or higher (51%). The median one sat 29 days before it went under contract, and this one is on day 19 after a $5,000 cut.

Sample: 84 closed home sales in 34266 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,227/mo
Principal & interest$907
Property taxes$233
Insurance$87
Down payment20% · $34,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$174,000

$213 per sq ft

Beds and baths

2 beds, 1 baths

Size

816 sq ft

Time on market

19 days

Year built

2010

Monthly payment

About $1,227/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,791 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 SUNBELT REALTYListing agent: Jayson BurtchListing data from Stellar MLS, MLS# D6148901.

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