225 W Effie St, photo 1
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Overview

5 bd3 ba2,295 sqftSingle Family
TypeSingle Family
HOANone listed
Built1948
Lot5,706 sqft
Living area2,295 sqft
Price / sqft$96

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSolid Surface CountersSliding DoorsConvection OvenDryerElectric Water HeaterExhaust Fan

225 W Effie St is a 1948-built home in Gibson & Smiths Add, Arcadia. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,295 square feet of living space. Listed at $219,900 (about $96/sqft), 55 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Exceptional opportunity to own a home with 3 units - live in one and rent the other 2 units for income. There are 2 units on the main level featuring 2 bedrooms and 1 bath. On the upper level there is a renovated efficiency unit featuring a private rear entrance. This property has substantial upgrades to electric and plumbing. Each unit has a separate electric meter. Enjoy the “Old Florida” charm of Arcadia. Located about an hour east of Sarasota, this historic "cowboy town" in DeSoto County is known for cattle ranching, it also has a massive antique district and abounds with 19th century architecture. While visiting Downtown Arcadia you will discover 58 blocks of historic 19th and early 20th century brick buildings, quaint antique shops, small cafes, and tea rooms, while it still offers great shopping opportunities at local the Publix, Walmart and Bealls. On the 4th Saturday of every month, downtown hosts a large antique fair drawing collectors from near and far. Annual attractions include the All-Florida Championship Rodeo held in March and the Watermelon Festival in March. The Peace River runs right past Arcadia and offers an exceptional destination for outdoor enthusiasts. There are blackwater streams, massive moss-draped cypress trees, and rich geological history and is most famous for its premier wilderness paddling, distinct fossil hunting opportunities, and extensive riverside camping. If you also enjoy the beautiful Gulf beaches, Manasota Key is just a little over an hour's drive. This location truly has all the good life has to offer.

The essentials

Built
1948
Price / sqft
$96
On market
55 days
Annual tax
$4,851
Flood zone
X · Low risk
Lot
5,706 sqft
Type
Single Family Residence

At a glance

Single family
Built 1948
5,706 sqft lot
Lot size
2,295 sqft
Living area

Payment

Est. monthly payment
$1,661/mo
Down payment (20%)
$43,980
Property taxes
$404/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1948
Lot
5,706 sqft
Cooling
Mini-Split Unit(s)
Heating
Ductless
Parking
-
Days on Market
55
Ceiling Fans(s)
High Ceilings
Solid Surface Counters
Sliding Doors
Convection Oven
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Flood Zone X
Annual Tax (2025)
$4,851
Parcel #
25-37-24-0166-0100-0015

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gibson & Smiths Add
County
Desoto
MLS Area
34266 - Arcadia
Lot Size
5,706 sqft
Corner Lot

Price history

Date
Event
Price
8/16/2026
Listed for sale
Source: Stellar MLS #D6148443
$219,900
$96/sqft

Neighborhood

225 W Effie St
Arcadia, FL, 34266 · 34266 - Arcadia

Market insights

Offer Insights

Choose an offer strength

List price: $219,900
$210,000 – $219,900
95.2% – 100% of listTops out right at the list price
80% of listList price
42 of the last 83 home closings in 34266 landed at this number or higher (51%). The median one sat 29 days before it went under contract, and this one is on day 55.

Sample: 83 closed home sales in 34266 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,661/mo
Principal & interest$1,147
Property taxes$404
Insurance$110
Down payment20% · $43,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$219,900

$96 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,295 sq ft

Time on market

55 days

Year built

1948

Monthly payment

About $1,661/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,851 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byEDGERTON REALTY & DEVELOPMENT,LLCListing agent: Charles Edgerton, Sr.Listing data from Stellar MLS, MLS# D6148443.

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