5284 White Ave, photo 1
Active Under Contract
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Overview

0 baLand
TypeLand
HOANone listed
Lot22,601 sqft

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About this home

5284 White Ave is a home in Port Charlotte Sec 056, Port Charlotte. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under contract-accepting backup offers. Rarely available double lot in Gulf Cove! NO FLOOD INSURANCE WILL BE REQUIRED ONCE BUILT! Two side-by-side lots sold together as one homesite of about a half acre, on a corner, with room to build the way you want. Gulf Cove is a beautiful non-deed-restricted community with an optional $85 a year membership that gives you access to a beautiful boat ramp with access to the Myakka River, leading out to the Gulf. County water runs along the street and a septic system will be needed. You are minutes from fine dining and shopping, with 8 golf courses within a few miles and both Boca Grande and Englewood Beach a short drive away. Bring your own builder and your own plans, or hold the land for later. Come walk it.

The essentials

On market
4 days
Annual tax
$919
Flood zone
X · Low risk
Lot
22,601 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$362/mo
Down payment (20%)
$9,980
Property taxes
$77/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
22,601 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
4
Flood Zone X
Annual Tax (2025)
$919
Parcel #
402131253008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 056
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
22,601 sqft
Corner LotPaved

Price history

Date
Event
Price
10/12/2026
Pending sale
Source: Stellar MLS #D6149084
$49,900
10/9/2026
Listed for sale
Source: Stellar MLS #D6149084
$49,900

Neighborhood

5284 White Ave
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Calculator

Est. monthly payment
$362/mo
Principal & interest$260
Property taxes$77
Insurance$25
Down payment20% · $9,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$49,900

Time on market

4 days

Monthly payment

About $362/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $919 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS ISLAND LIFE REAL ESTATEListing agent: Audrey Smith PAListing data from Stellar MLS, MLS# D6149084.

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