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Overview

3 bd2 ba1,672 sqftSingle Family
TypeSingle Family
HOA$589/qtr
Built2020
Lot7,569 sqft
Living area1,672 sqft
Price / sqft$263

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingOpen FloorplanSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)Deed Restrictions

14676 Ponce DE Leon Trl is a 2020-built home in Harbor West, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,672 square feet of living space. Listed at $439,900 (about $263/sqft), 2 days on market. Flood zone 8AE - confirm flood insurance requirements with your lender. HOA runs $589 quarterly.

From the listing

Waterfront living, a heated pool, a private spa, and the beaches just minutes away! Located in the gated community of Harbor West, this beautiful 2020 home offers the Florida lifestyle you've been dreaming of without the wait of new construction. Featuring 3 bedrooms, 2 bathrooms, and 1,672 square feet of living space, this home boasts water views from both the front and back, surrounded by peaceful scenery, abundant wildlife, and the beauty of Southwest Florida. Step into your own backyard oasis, complete with a heated in-ground pool and automated in-ground spa, all enclosed within a 2023 pool cage featuring no-see-um screening. Enjoy relaxing outdoors year-round, with a roll-down shade over the sliding doors for added comfort and a fenced yard with a convenient doggy door giving your pets easy access to the pool deck. Peace of mind comes standard with a tile roof installed in 2023, impact-rated windows and sliders, and Kevlar Category 5 hurricane screens for the front door and rear lanai. Inside, you'll find tile flooring throughout, crown molding, and upgraded cabinetry with convenient pull-out drawers. The primary bathroom features a relaxing soaking tub, while smart-home upgrades include keyless entry, a Ring doorbell, and a Wi-Fi thermostat. Additional highlights include a paver driveway, an epoxy-finished garage floor with storage racks, an irrigation system, and a washer and dryer that convey with the home. Enjoy the best of coastal Florida living with beautiful beaches just minutes away, along with convenient access to golf courses, fishing, boating, and the area's many outdoor attractions. Whether you're looking for a full-time residence or the perfect Florida retreat, this move-in-ready home offers the ideal combination of waterfront scenery, resort-style amenities, and coastal convenience. Don't wait to build your dream home when you can start enjoying the Florida lifestyle today. Schedule your private showing!

The essentials

Built
2020
Price / sqft
$263
On market
2 days
Annual tax
$5,805
HOA
$589/qtr
Flood zone
8AE
Lot
7,569 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Waterfront
Pond
Private pool
Heated
7,569 sqft lot
Lot size
1,672 sqft
Living area

Payment

Est. monthly payment
$3,194/mo
Down payment (20%)
$87,980
Property taxes
$484/mo
HOA
$589/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
7,569 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Gunite, Heated, Lighting
Waterfront
Pond
Days on Market
2
Ceiling Fans(s)
Crown Molding
Open Floorplan
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Deed Restrictions
Gated Community - No Guard
Irrigation-reclaimed Water
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone 8AE
Annual Tax (2025)
$5,805
Parcel #
412109433013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor West
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
7,569 sqft
HOA
$589/qtr
Brett Rutherford

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #D6149163
$439,900
$263/sqft

Neighborhood

14676 Ponce DE Leon Trl
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $439,900
$422,500 – $439,900
95.8% – 100% of listTops out right at the list price
80% of listList price
243 of the last 484 home closings in 33981 landed at this number or higher (50%). The median one sat 88 days before it went under contract, and this one is on day 2.

Sample: 484 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,194/mo
Principal & interest$2,294
Property taxes$484
Insurance$220
HOA$196
Down payment20% · $87,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$439,900

$263 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,672 sq ft

Time on market

2 days

Year built

2020

Monthly payment

About $3,194/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,805 annual tax bill, insurance, and the $589/qtr HOA fee.

HOA fee

$589/qtr

Managed by Brett Rutherford.

Flood zone

Zone 8AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: John BoutchiaListing data from Stellar MLS, MLS# D6149163.

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