39 Lake Forest Pl, photo 1
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Overview

2 bd2 ba1,135 sqftSingle Family
TypeSingle Family
HOA$320.35/mo
Built1989
Lot2,047 sqft
Living area1,135 sqft
Price / sqft$189

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)LightingBuyer Approval RequiredCommunity MailboxDeed RestrictionsDishwasherDryerElectric Water Heater

39 Lake Forest Pl is a 1989-built home in Lake Forest Sub, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,135 square feet of living space. Listed at $214,000 (about $189/sqft), 478 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $320.35 monthly.

From the listing

One or more photo(s) has been virtually staged. Welcome to Lake Forest, a desirable small community offering a friendly neighborhood feel. Residents love the walkability and proximity to shopping, dining, hospitals, walking paths, the beach, and I95 making every day errands and commute a breeze. The low monthly fees include water and sewer, trash, maintenance of grounds. This home has over 1100 living square feet with two bedrooms and two bathrooms. It is move in ready and you can update it whenever you are ready. There is no carpet in the home...Tile in the main living area and vinyl in the bedrooms. The A/C was replaced 4 years ago, the roof was replaced 2 years ago and the water heater one year ago. Located in Palm Coast, a city nationally recognized as one of the “7 Best Places to Retire” and “America’s 50 Best Cities to Live In.” MONEY Magazine even named it “Best for Water Lovers.” Just 30 minutes from St. Augustine and Daytona Beach, 60 minutes to Jacksonville, and 90 minutes to Orlando’s theme parks and airport—you're never far from your next adventure. Call today to schedule your private showing!

The essentials

Built
1989
Price / sqft
$189
On market
478 days
Annual tax
$2,822
HOA
$320.35/mo
Flood zone
X · Low risk
Lot
2,047 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
2,047 sqft lot
Lot size
1,135 sqft
Living area

Payment

Est. monthly payment
$1,778/mo
Down payment (20%)
$42,800
Property taxes
$235/mo
HOA
$320.35/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
2,047 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
478
Ceiling Fans(s)
Lighting
Buyer Approval Required
Community Mailbox
Deed Restrictions
Dishwasher
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,822
Parcel #
07-11-31-7008-00150-0390

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Forest Sub
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
2,047 sqft
HOA
$320.35/mo
Community Management Concepts of Jacksonville

Price history

Date
Event
Price
8/29/2026
Price change
Source: Stellar MLS #FC310851
$214,000-4.5%
$189/sqft
-
Price change
Source: Stellar MLS #FC310851
$224,000-8.2%
$197/sqft
6/27/2025
Listed for sale
Source: Stellar MLS #FC310851
$244,000
$215/sqft

Neighborhood

39 Lake Forest Pl
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $214,000
$210,000 – $214,000
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 478 after a $30,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,778/mo
Principal & interest$1,116
Property taxes$235
Insurance$107
HOA$320
Down payment20% · $42,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$214,000

$189 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,135 sq ft

Time on market

478 days

Year built

1989

Monthly payment

About $1,778/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,822 annual tax bill, insurance, and the $320.35/mo HOA fee.

HOA fee

$320.35/mo

Managed by Community Management Concepts of Jacksonville.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Janet SalamListing data from Stellar MLS, MLS# FC310851.

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