323 Hibiscus Way, photo 1
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Overview

0 baLand
TypeLand
HOA$565/qtr
Lot7,500 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Gated Community - GuardGolf Carts OKSpecial Community Restrictions

323 Hibiscus Way is a home in Conservatory At Hammock Beach, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $565 quarterly.

From the listing

Come and build your dream home in the esteemed Conservatory at Hammock Beach, one of Palm Coast’s most sought-after gated golf course communities. This 50x150 homesite offers an incredible rear view overlooking the iconic 8th hole island green of the award-winning Tom Watson–designed golf course. With plenty of room to design a custom residence, you’ll enjoy both privacy and panoramic golf vistas. With optional membership in the Hammock Beach Club, you will enjoy The Conservatory's featured first-class amenities including a stunning clubhouse, fitness center, resort-style pool, and full access to Hammock Beach Resort offering oceanfront golf, dining, and spa experiences. Conveniently located near beaches, shopping, dining, and I-95 for easy access to St. Augustine and Daytona. Don’t miss this opportunity to own one of the most desirable golf view lots in the community!

The essentials

On market
396 days
Annual tax
$1,269
HOA
$565/qtr
Flood zone
X · Low risk
Lot
7,500 sqft
Type
Land

At a glance

Land
Waterfront
Lake Front
7,500 sqft lot
Lot size

Payment

Est. monthly payment
$1,074/mo
Down payment (20%)
$27,300
Property taxes
$106/mo
HOA
$565/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,500 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front
Days on Market
396
Gated Community - Guard
Golf Carts OK
Special Community Restrictions
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,269
Parcel #
4210303210000001520

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Conservatory At Hammock Beach
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
7,500 sqft
BuildableClearedCity LimitsOn Golf CourseRoom For PoolPavedPrivate
HOA
$565/qtr
May Mgmt/Carsten Georg

Price history

Date
Event
Price
7/27/2026
Price change
Source: Stellar MLS #FC312737
$136,500-1.8%
-
Price change
Source: Stellar MLS #FC312737
$139,000-6.7%
9/16/2025
Listed for sale
Source: Stellar MLS #FC312737
$149,000

Neighborhood

323 Hibiscus Way
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,074/mo
Principal & interest$712
Property taxes$106
Insurance$68
HOA$188
Down payment20% · $27,300
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$136,500

Time on market

396 days

Monthly payment

About $1,074/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,269 annual tax bill, insurance, and the $565/qtr HOA fee.

HOA fee

$565/qtr

Managed by May Mgmt/Carsten Georg.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byELITE HOUSING ADVISORS, LLC.Listing agent: Barbara Ungerman, PAListing data from Stellar MLS, MLS# FC312737.

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