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Overview

4 bd2 ba1,856 sqft2 car garageSingle Family
TypeSingle Family
HOA$375/yr
Built2023
Lot2,416 sqft
Living area1,856 sqft
Price / sqft$196
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)

176 Falcon Ridge is a 2023-built home in Morgans Cove (2222.01), St Augustine. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,856 square feet of living space. Listed at $364,500 (about $196/sqft), 272 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $375 annually.

From the listing

Welcome to this well-maintained home in a desirable St. Augustine location, offering comfort, functionality, and thoughtful updates throughout. The interior features updated tile flooring, providing a clean, modern look that is both stylish and easy to maintain. The open and inviting layout is ideal for everyday living and entertaining. Step outside to enjoy the backyard retreat, complete with an above-ground pool that conveys with the property—Fully Fenced! Perfect for relaxing or hosting gatherings. The home is located in a community with a low HOA, adding to its overall appeal. Conveniently situated near shopping, dining, schools, and major roadways, with easy access to historic downtown St. Augustine and area beaches. This home presents a wonderful opportunity to enjoy Florida living with practical upgrades already in place.

The essentials

Built
2023
Price / sqft
$196
On market
272 days
Annual tax
$4,729
HOA
$375/yr
Flood zone
X · Low risk
Lot
2,416 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Water views
Water
Private pool
Above Ground
2 car garage
2,416 sqft lot
Lot size

Payment

Est. monthly payment
$2,508/mo
Down payment (20%)
$72,900
Property taxes
$394/mo
HOA
$375/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
2,416 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Above Ground
Days on Market
272
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Sidewalk
Playground
Dishwasher
Microwave
Range
Refrigerator
Flood Zone x
Annual Tax (2025)
$4,729
Parcel #
0956011710

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Morgans Cove (2222.01)
County
St Johns
MLS Area
32084 - Saint Augustine
Lot Size
2,416 sqft
HOA
$375/yr
Alliance Realty and Management

Price history

Date
Event
Price
8/10/2026
Price change
Source: Stellar MLS #FC315378
$364,500-0.1%
$196/sqft
-
Price change
Source: Stellar MLS #FC315378
$365,000-6.4%
$197/sqft
1/20/2026
Listed for sale
Source: Stellar MLS #FC315378
$390,000
$210/sqft

Neighborhood

176 Falcon Ridge
St Augustine, FL, 32084 · 32084 - Saint Augustine

Market insights

Offer Insights

Choose an offer strength

List price: $364,500
$360,000 – $364,500
98.5% – 100% of listTops out right at the list price
80% of listList price
11 of the last 20 home closings in 32084 landed at this number or higher (55%). The median one sat 81 days before it went under contract, and this one is on day 272 after a $25,500 cut.

Sample: 20 closed home sales in 32084 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,508/mo
Principal & interest$1,901
Property taxes$394
Insurance$182
HOA$31
Down payment20% · $72,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$364,500

$196 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,856 sq ft

Time on market

272 days

Year built

2023

Monthly payment

About $2,508/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,729 annual tax bill, insurance, and the $375/yr HOA fee.

HOA fee

$375/yr

Managed by Alliance Realty and Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEAZ REALTY LLCListing agent: Mindy MelendezListing data from Stellar MLS, MLS# FC315378.

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