

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PALM COAST SEC 31
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
21 Richmond Dr is a 2026-built home in Palm Coast Sec 31, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,540 square feet of living space. Listed at $310,000 (about $201/sqft), 218 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.
Move In Ready!!! $1,000 escrow deposit and when using one of our lender partners and we will pay a portion of closing costs. Saving thousands of dollars at the closing table. Step into this beautifully designed 1540 sq. ft. home, starting with a welcoming covered front porch perfect for relaxing outdoors. Inside, the foyer opens into a spacious living room featuring cathedral ceilings that create an airy, open feel—ideal for gatherings and everyday living. The kitchen is a true highlight with its vaulted ceilings, granite countertops, premium dark Moen faucet with built-in sprayer, and 36" designer cabinets with crown molding. A full suite of stainless steel appliances—range, microwave, and dishwasher—adds both style and convenience. The adjoining nook area offers oversized windows that fill the space with natural light, making it the perfect spot to enjoy your morning beverage. The primary bathroom includes dual vanities, while both bathrooms feature premium dark Moen faucets, matching dark towel bars and toilet paper holders, and dark framed mirrors for a cohesive, modern look. Additional features include a built-in pest control system for peace of mind and 1-2-10 year builder warranties for long-term confidence. Photos are of the actual home.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$310,000
$201 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,540 sq ft
Time on market
218 days
Year built
2026
Monthly payment
About $1,855/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,000 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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