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Overview

3 bd2 ba1,540 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,019 sqft
Living area1,540 sqft
Price / sqft$201
Garage2 car

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New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PALM COAST SEC 31
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Cathedral Ceiling(s)IN Wall Pest SystemPest Guard SystemStone CountersVaulted Ceiling(s)Walk-in Closet(s)DishwasherDisposal

21 Richmond Dr is a 2026-built home in Palm Coast Sec 31, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,540 square feet of living space. Listed at $310,000 (about $201/sqft), 218 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Move In Ready!!! $1,000 escrow deposit and when using one of our lender partners and we will pay a portion of closing costs. Saving thousands of dollars at the closing table. Step into this beautifully designed 1540 sq. ft. home, starting with a welcoming covered front porch perfect for relaxing outdoors. Inside, the foyer opens into a spacious living room featuring cathedral ceilings that create an airy, open feel—ideal for gatherings and everyday living. The kitchen is a true highlight with its vaulted ceilings, granite countertops, premium dark Moen faucet with built-in sprayer, and 36" designer cabinets with crown molding. A full suite of stainless steel appliances—range, microwave, and dishwasher—adds both style and convenience. The adjoining nook area offers oversized windows that fill the space with natural light, making it the perfect spot to enjoy your morning beverage. The primary bathroom includes dual vanities, while both bathrooms feature premium dark Moen faucets, matching dark towel bars and toilet paper holders, and dark framed mirrors for a cohesive, modern look. Additional features include a built-in pest control system for peace of mind and 1-2-10 year builder warranties for long-term confidence. Photos are of the actual home.

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The essentials

Built
2026
Price / sqft
$201
On market
218 days
Annual tax
$1,000
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
10,019 sqft lot
Lot size
1,540 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,855/mo
Down payment (20%)
$62,000
Property taxes
$83/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
218
Cathedral Ceiling(s)
IN Wall Pest System
Pest Guard System
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Rymfire Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$1,000
Parcel #
07-11-31-7031-00400-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 31
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #FC316709
$310,000-1.6%
$201/sqft
-
Price change
Source: Stellar MLS #FC316709
$315,000-6.8%
$205/sqft
3/6/2026
Listed for sale
Source: Stellar MLS #FC316709
$337,900
$219/sqft

Neighborhood

21 Richmond Dr
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $310,000
$307,500 – $310,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 218 after a $27,900 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,855/mo
Principal & interest$1,617
Property taxes$83
Insurance$155
Down payment20% · $62,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$310,000

$201 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,540 sq ft

Time on market

218 days

Year built

2026

Monthly payment

About $1,855/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,000 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byADAMS HOMES REALTY, INCListing agent: Natasha GrubbListing data from Stellar MLS, MLS# FC316709.

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