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Overview

4 bd3 ba2,356 sqft3 car garageSingle Family
TypeSingle Family
HOA$240/yr
Built2024
Lot7,200 sqft
Living area2,356 sqft
Price / sqft$170
Garage3 car

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboPrimary Bedroom Main FloorWalk-in Closet(s)ClubhouseDog ParkFitness Center

12 Lumber Jack Trl is a 2024-built home in Sawmill Branch/Palm Coast Park P, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,356 square feet of living space. Listed at $399,990 (about $170/sqft), 29 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $240 annually.

From the listing

Welcome home to this move-in-ready 4-bedroom, 3-bath Destin floor plan in Sawmill Branch, offering a spacious layout, 3-car garage, and a private preserve backdrop. Inside, the open-concept design brings together the kitchen, dining, and living areas, creating an expansive main living space that’s perfect for both entertaining and everyday living. The kitchen sits at the heart of the home with a large center island offering plenty of prep space and additional seating, while the open design keeps it connected to the living and dining areas. A large walk-in pantry provides plenty of additional storage, and wood-look tile runs throughout the main living spaces. The interior has also been freshly painted, giving the home a clean, move-in-ready feel. The floor plan gives everyone their own space, with a generously sized primary suite featuring two walk-in closets and plenty of room to unwind. Out back, the screened lanai opens to a fully fenced yard overlooking the preserve, offering added privacy with no home directly behind you. With four bedrooms, three full bathrooms, a 3-car garage, and one of the most functional layouts in the community, this Sawmill Branch home is ready for its next owner. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

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The essentials

Built
2024
Price / sqft
$170
On market
29 days
Annual tax
$7,938
HOA
$240/yr
Flood zone
X · Low risk
Lot
7,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Fitness center too
3 car garage
Garage Door Opener
7,200 sqft lot
Lot size
2,356 sqft
Living area

Payment

Est. monthly payment
$2,967/mo
Down payment (20%)
$79,998
Property taxes
$661/mo
HOA
$240/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
7,200 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
29
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Clubhouse
Dog Park
Fitness Center
Pool
Dishwasher
Microwave
Range
Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,938
Parcel #
28-10-30-5415-00000-1690

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawmill Branch/Palm Coast Park P
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
7,200 sqft
SidewalkPaved
HOA
$240/yr
Sovereign & Jacobs

Price history

Date
Event
Price
10/13/2026
Price change
Source: Stellar MLS #FC320693
$399,990-3.6%
$170/sqft
9/16/2026
Listed for sale
Source: Stellar MLS #FC320693
$415,000
$176/sqft

Neighborhood

12 Lumber Jack Trl
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $399,990
$395,000 – $399,990
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 29 after a $15,010 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,968/mo
Principal & interest$2,086
Property taxes$661
Insurance$200
HOA$20
Down payment20% · $79,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,990

$170 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,356 sq ft

Time on market

29 days

Year built

2024

Monthly payment

About $2,967/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,938 annual tax bill, insurance, and the $240/yr HOA fee.

HOA fee

$240/yr

Managed by Sovereign & Jacobs.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDJ & LINDSEY REAL ESTATEListing agent: Alexia CipolloneListing data from Stellar MLS, MLS# FC320693.

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