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Overview

6 bd6 ba5,798 sqft3 car garageSingle Family
TypeSingle Family
HOA$558/qtr
Built2008
Lot19,036 sqft
Living area5,798 sqft
Price / sqft$345
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Central VaccumCoffered Ceiling(s)Crown MoldingEat-in KitchenElevatorHigh Ceilings

11 Ocean Oaks Ln is a 2008-built home in Northshore 1, Palm Coast. Inside you'll find 6 bedrooms, 6 bathrooms, and 5,798 square feet of living space. Listed at $1,999,000 (about $345/sqft), 210 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $558 quarterly.

From the listing

Located in the exclusive Northshore Estates of Ocean Hammock, this extensively renovated 6-bedroom, 6-bath coastal estate offers nearly 5,800 square feet of thoughtfully designed living space on a private .44-acre homesite backing to the MalaCompra trail system. The home has been comprehensively upgraded with new flooring, lighting, smart switches, outlets, HVAC systems, tankless water heaters, and a whole-house generator. Impact-rated windows and sliders, insulated garage doors, fresh exterior paint, and extensive smart-home integration add efficiency, security, and modern convenience throughout. The layout is designed for both everyday living and large-scale entertaining. The chef’s kitchen features custom cabinetry, new countertops, a 48-inch gas range with double ovens and pot filler, oversized refrigerator, large island, bar-height seating, and an additional dining area beneath a statement chandelier. A butler’s pantry, temperature-controlled wine closet, spacious laundry room with walk-in pantry, and formal dining room with tray-lit ceiling complete the main entertaining spaces. The home offers exceptional flexibility with a private office, fitness room, elevator access between floors, and space that can function as a seventh bedroom if desired. Custom closet systems are installed throughout. Entertainment spaces are a defining feature of the property. The family room centers around a dramatic media wall with a captivating fireplace. A dedicated theater room with blackout drapes and surround sound provides a true cinematic experience. Upstairs, a large recreation lounge includes an 8–10 seat bar with refrigerator, wine fridge, dishwasher, and space for billiards, poker, foosball, or air hockey. A screened balcony with travertine flooring and additional flex space expands the entertainment areas even further. Outdoor living is equally impressive. The completely redesigned pool and spa feature an elevated hot tub, spillway, waterfalls, bubbler sun shelf, blower jets, and both electric and propane heating, all WiFi-controlled through Pentair automation. The expansive travertine pool deck includes a propane fireplace and a fully equipped summer kitchen with grill, side burner, hood, refrigerator, storage, and bar seating. Additional features include a climate-controlled three-car garage with epoxy flooring, driveway parking for multiple vehicles, central vacuum system, Sonos whole-home audio, hardwired ethernet and coax throughout, smart shades, integrated Ring security with perimeter cameras, color-changing landscape lighting, permanent soffit lighting, custom aluminum entry gate, illuminated walkway, and an invisible pet containment system. Optional Hammock Beach Resort membership provides access to two championship golf courses, an oceanfront beach club, resort pools, lazy river, spa, fitness center, tennis, pickleball, dining, and social events. With its extensive upgrades, rare scale, and long list of features, this property stands apart even among the Hammock’s most notable homes. The level of detail and functionality throughout is difficult to fully capture—this is a home that must be experienced in person to truly appreciate everything it offers.

The essentials

Built
2008
Price / sqft
$345
On market
218 days
Annual tax
$15,616
HOA
$558/qtr
Flood zone
X · Low risk
Lot
19,036 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
Private pool
Heated
3 car garage
0.44 acres
Lot size
5,798 sqft
Living area

Payment

Est. monthly payment
$12,913/mo
Down payment (20%)
$399,800
Property taxes
$1,301/mo
HOA
$558/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
19,036 sqft
Cooling
Central Air
Heating
Electric, Heat Pump, Propane
Parking
-
Pool
Heated, In Ground, Salt Water
Days on Market
218
Built-in Features
Ceiling Fans(s)
Central Vaccum
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
Elevator
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Gated Community - Guard
Golf Carts OK
Golf
Sidewalks
Bar Fridge
Built-in Oven
Convection Oven
Dishwasher
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Wine Refrigerator
Elementary
Imagine Schools Town Center (K-8)
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$15,616
Parcel #
04-11-31-3601-00000-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Northshore 1
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
19,036 sqft
Near Golf CourseNear MarinaSidewalkPavedPrivate
HOA
$558/qtr
Amy Spradling

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #FC316745
$1,999,000+0.5%
$345/sqft
-
Price change
Source: Stellar MLS #FC316745
$1,990,000-17.0%
$343/sqft
3/6/2026
Listed for sale
Source: Stellar MLS #FC316745
$2,398,000
$414/sqft

Neighborhood

11 Ocean Oaks Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,999,000
$1.97M – $2.00M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 218 after a $399,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$12,912/mo
Principal & interest$10,426
Property taxes$1,301
Insurance$1,000
HOA$186
Down payment20% · $399,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,999,000

$345 per sq ft

Beds and baths

6 beds, 6 baths

Size

5,798 sq ft

Time on market

218 days

Year built

2008

Monthly payment

About $12,913/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $15,616 annual tax bill, insurance, and the $558/qtr HOA fee.

HOA fee

$558/qtr

Managed by Amy Spradling.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Carlene ReardonListing data from Stellar MLS, MLS# FC316745.

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