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Overview

6 bd5 ba3,347 sqftSingle Family
TypeSingle Family
HOA$578.74/qtr
Built2024
Lot6,186 sqft
Living area3,347 sqft
Price / sqft$553

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsNingunoPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

28 Cinnamon Beach Way is a 2024-built home in Ocean Hammock, Palm Coast. Inside you'll find 6 bedrooms, 5 bathrooms, and 3,347 square feet of living space. Listed at $1,850,000 (about $553/sqft), 1 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $578.74 quarterly.

From the listing

Enjoy coastal living at 28 Cinnamon Beach Way, a newly constructed six-bedroom, five-bath lakefront pool home in the gated community of Cinnamon Beach at Ocean Hammock. Upgraded finishes, multiple gathering spaces and accommodations for up to 12 guests make this property ideal as a primary residence, second home or vacation rental. Morning coffee overlooking the lagoon, afternoons beside the private heated pool and evenings under the covered lanai capture the relaxed luxury of beachside living. White stucco, blue-green Bahamian-style shutters, a tile roof and a second-story balcony create distinctive coastal curb appeal. Mature palms, a paver driveway and a covered entry complete the welcoming exterior. Inside, wide-plank luxury vinyl flooring, 10-foot ceilings, recessed lighting and contemporary millwork complement the open floor plan. Dual tankless water heaters and a private enclosed outdoor shower add everyday convenience. Designed for entertaining, the kitchen features an oversized contrasting island with seating for four, glass pendant lighting, a walk-in pantry, abundant cabinetry, stainless-steel appliances and built-in double wall ovens. Open display shelving and a statement range hood with full-height tile detail provide a custom finish. The adjacent dining area flows into the spacious living room, where a linear fireplace with a dramatic floor-to-ceiling surround creates a striking focal point. Large sliding glass doors open to the granite-tiled pool deck, extending the living space outdoors. The first floor includes two bedrooms and two bathrooms. Overlooking the pool and lagoon, the primary suite features a luxurious bath with a dual-sink vanity, illuminated mirrors, warm brass fixtures and pendant lighting. Its oversized frameless-glass shower includes marble-look tile, pebble mosaic flooring, a built-in bench, rain shower and handheld fixtures. Upstairs, three additional bedrooms, two bathrooms and two balconies provide generous space for family and guests. A second living room showcases an ocean-inspired abstract mural, tray ceiling, oversized modern fan, custom built-in shelving and a large television, creating a comfortable gathering space. The expansive covered lanai offers room for lounge seating and outdoor dining beneath a large ceiling fan. Beyond it, the private heated pool overlooks the peaceful lake, framed by palms and coastal homes. Spacious covered and open-air areas provide inviting settings for swimming, entertaining and relaxing throughout the year. Approximately a five-minute stroll from the home, a picturesque footbridge crosses the lagoon toward Cinnamon Beach’s Atlantic shoreline. Residents and guests enjoy private beach access and resort-style amenities, including an oceanfront pool, a separate family-friendly pool complex, clubhouse, fitness center, children’s splash pad, game and entertainment spaces, and a seasonal café. Palms, lakes and walking paths enhance the community’s coastal setting. For buyers seeking vacation-rental potential, this home combines desirable features: a private pool, lakefront views, multiple living areas, spacious accommodations and substantial outdoor living space within an established vacation-rental community. Whether enjoying it year-round, escaping for a coastal getaway or exploring rental income opportunities, 28 Cinnamon Beach Way offers an exceptional setting to experience the Cinnamon Beach lifestyle.

The essentials

Built
2024
Price / sqft
$553
On market
2 days
Annual tax
$13,299
HOA
$578.74/qtr
Flood zone
X500 · Low risk
Lot
6,186 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Private pool
In Ground
6,186 sqft lot
Lot size
3,347 sqft
Living area

Payment

Est. monthly payment
$11,874/mo
Down payment (20%)
$370,000
Property taxes
$1,108/mo
HOA
$578.74/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,186 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
2
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Ninguno
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Lighting
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Sidewalks
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Cooktop
Freezer
Microwave
Range
Range Hood
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$13,299
Parcel #
04-11-31-3512-00010-0350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,186 sqft
HOA
$578.74/qtr
Vesta Property Services

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #FC321924
$1,850,000
$553/sqft

Neighborhood

28 Cinnamon Beach Way
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,850,000
$1.82M – $1.85M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 2.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$11,875/mo
Principal & interest$9,648
Property taxes$1,108
Insurance$925
HOA$193
Down payment20% · $370,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,850,000

$553 per sq ft

Beds and baths

6 beds, 5 baths

Size

3,347 sq ft

Time on market

2 days

Year built

2024

Monthly payment

About $11,874/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,299 annual tax bill, insurance, and the $578.74/qtr HOA fee.

HOA fee

$578.74/qtr

Managed by Vesta Property Services.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Luke O'ReillyListing data from Stellar MLS, MLS# FC321924.

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