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Overview

6 bd4 ba3,507 sqft2 car garageSingle Family
TypeSingle Family
HOA$578.74/qtr
Built2026
Lot6,403 sqft
Living area3,507 sqft
Price / sqft$456
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
OCEAN HAMMOCK
Type
Single Family Residence

True monthly carry

HOA
~$193/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Ceiling Fans(s)Open FloorplanWalk-in Closet(s)BalconyCooktopDishwasherDisposalRange Hood

24 Cinnamon Beach Way is a 2026-built home in Ocean Hammock, Palm Coast. Inside you'll find 6 bedrooms, 4 bathrooms, and 3,507 square feet of living space. Listed at $1,599,000 (about $456/sqft), 163 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $578.74 quarterly.

From the listing

Welcome to this exceptional brand-new custom-built coastal estate located within the highly sought-after gated oceanfront community of Cinnamon Beach, where modern luxury, refined craftsmanship, and effortless living come together in perfect harmony. Offering 6 spacious bedrooms and 4 beautifully designed bathrooms, this residence delivers the ideal blend of elegance, comfort, and versatility. Step inside to discover an expansive open-concept floor plan filled with natural light, soaring ceilings, designer finishes, and thoughtfully curated details throughout. The gourmet chef’s kitchen serves as the centerpiece of the home, showcasing sleek custom cabinetry, premium stainless steel appliances, an oversized center island, and abundant prep and storage space — perfectly designed for both intimate gatherings and large-scale entertaining. The living and dining spaces flow seamlessly together, creating an inviting atmosphere that is both sophisticated and relaxed. Dramatic collapsing sliding glass doors disappear completely, blending the indoor and outdoor living spaces into one breathtaking coastal retreat. Outside, the expansive covered lanai overlooks your private resort-style pool and tranquil water views, offering the perfect setting to unwind while enjoying refreshing ocean breezes and Florida’s year-round lifestyle. The luxurious primary suite is a true sanctuary, featuring a spa-inspired bath complete with a soaking tub, oversized walk-in shower, dual vanities, and elevated designer finishes throughout. Located just steps from the beach and Cinnamon Beach’s exceptional resort-style amenities, residents enjoy access to oceanfront pools, a fitness center, clubhouse, game room, seasonal grille, and direct beach access — all within one of Palm Coast’s premier coastal communities. Beautifully designed for the way you live, this exceptional property is perfectly suited as a full-time residence, luxury vacation home, or premium short-term rental investment opportunity. Schedule your private showing today and experience coastal luxury at its finest!

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The essentials

Built
2026
Price / sqft
$456
On market
163 days
Annual tax
$2,385
HOA
$578.74/qtr
Flood zone
X500 · Low risk
Lot
6,403 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Waterfront
Lake Front
Private pool
In Ground
2 car garage
6,403 sqft lot
Lot size

Payment

Est. monthly payment
$9,530/mo
Down payment (20%)
$319,800
Property taxes
$199/mo
HOA
$578.74/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,403 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Waterfront
Lake Front, Pond
Days on Market
163
Ceiling Fans(s)
Open Floorplan
Walk-in Closet(s)
Balcony
Cooktop
Dishwasher
Disposal
Range Hood
Refrigerator
In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$2,385
Parcel #
04-11-31-3512-00010-0370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,403 sqft
HOA
$578.74/qtr
MAY Management

Price history

Date
Event
Price
10/14/2026
Price change
Source: Stellar MLS #FC317851
$1,599,000+10.4%
$456/sqft
-
Price change
Source: Stellar MLS #FC317851
$1,449,000-9.4%
$413/sqft
5/8/2026
Listed for sale
Source: Stellar MLS #FC317851
$1,599,000
$456/sqft

Neighborhood

24 Cinnamon Beach Way
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,599,000
$1.58M – $1.60M
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 163.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,531/mo
Principal & interest$8,339
Property taxes$199
Insurance$800
HOA$193
Down payment20% · $319,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,599,000

$456 per sq ft

Beds and baths

6 beds, 4 baths

Size

3,507 sq ft

Time on market

163 days

Year built

2026

Monthly payment

About $9,530/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,385 annual tax bill, insurance, and the $578.74/qtr HOA fee.

HOA fee

$578.74/qtr

Managed by MAY Management.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Shelley DeVitoListing data from Stellar MLS, MLS# FC317851.

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