103 Heron Dr, photo 1
Active
1 / 33

Overview

3 bd3 ba2,070 sqft2 car garageSingle Family
TypeSingle Family
HOA$718/qtr
Built2027
Lot10,498 sqft
Living area2,070 sqft
Price / sqft$406
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
PALM COAST PLANTATION PUD
Type
Single Family Residence

True monthly carry

HOA
~$239/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Hurricane ShuttersDishwasherDisposalElectric Water HeaterMicrowaveRange

103 Heron Dr is a 2027-built home in Palm Coast Plantation Pud, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,070 square feet of living space. Listed at $839,900 (about $406/sqft), 213 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $718 quarterly.

From the listing

Pre-Construction. To be built. To-Be-Built home/lot/pool package in the gated community of Palm Coast Plantation. Photos are virtual representations of the completed home, there is still time for color selections; contact the listing agent for specific plans, features, and finishes. Built by Gold Coast Custom Homes, the Hampton Bay floor plan offers 3 bedrooms, 2½ baths, and a 2-car garage with a durable epoxy floor system, all situated on a private conservation homesite. The included Florida Outdoor Living Package creates the ultimate Florida lifestyle with an in-ground swimming pool, summer kitchen, and convenient pool bathroom. Designed with striking curb appeal, the home features a modern façade, paver driveway, and double glass entry doors opening to an expansive, open-concept interior with volume ceilings, custom tray details, crown molding, and 8-foot interior doors. The living room is enhanced by a sleek electric linear fireplace, creating a sophisticated focal point for the main living area. The gourmet chef’s kitchen serves as the centerpiece of the home, featuring a large single-level quartz island, upgraded 42-inch maple cabinetry with crown molding, dovetail drawers, under-cabinet LED lighting, designer quartz countertops, a full-height backsplash, walk-in pantry, and thoughtfully designed storage solutions. The main living areas feature 12-by-24-inch designer tile flooring, while the owner’s suite provides a private retreat with a spa-inspired bathroom featuring a freestanding soaking tub, rain shower with floor-to-ceiling tile, dual quartz vanities, and spacious walk-in closets. Additional features include an oversized laundry room with utility sink, concrete-block construction finished with Sherwin-Williams LOXON® Premium Paint, an energy-efficient HVAC system with Wi-Fi thermostat, impact-resistant front windows, hurricane panels, professionally designed low-maintenance landscaping with irrigation, and a 10-year structural warranty. Residents of Palm Coast Plantation enjoy resort-style amenities, including a clubhouse, community pool and spa, 126-acre lake, fitness center, tennis and pickleball courts, RV and boat storage, and Intracoastal Waterway access—all just minutes from Flagler Beach.

The essentials

Built
2027
Price / sqft
$406
On market
213 days
Annual tax
$1,207
HOA
$718/qtr
Flood zone
X · Low risk
Lot
10,498 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
Waterfront
Pond
Private pool
Gunite
2 car garage
10,498 sqft lot
Lot size

Payment

Est. monthly payment
$5,140/mo
Down payment (20%)
$167,980
Property taxes
$101/mo
HOA
$718/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
10,498 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Gunite, In Ground
Waterfront
Pond
Days on Market
213
Hurricane Shutters
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Flood Zone X
Annual Tax (2025)
$1,207
Parcel #
27-11-31-4893-00000-0800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Plantation Pud
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,498 sqft
HOA
$718/qtr
Jessica Cottier, LCAM

Price history

Date
Event
Price
8/25/2026
Price change
Source: Stellar MLS #FC317078
$839,900+1.2%
$406/sqft
-
Price change
Source: Stellar MLS #FC317078
$829,900+30.4%
$401/sqft
3/19/2026
Listed for sale
Source: Stellar MLS #FC317078
$636,437
$307/sqft

Neighborhood

103 Heron Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $839,900
$830,000 – $839,900
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 213.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,140/mo
Principal & interest$4,380
Property taxes$101
Insurance$420
HOA$239
Down payment20% · $167,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$839,900

$406 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,070 sq ft

Time on market

213 days

Year built

2027

Monthly payment

About $5,140/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,207 annual tax bill, insurance, and the $718/qtr HOA fee.

HOA fee

$718/qtr

Managed by Jessica Cottier, LCAM.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBETTER HMS & GARDENS RE SYNERGListing agent: James SheehanListing data from Stellar MLS, MLS# FC317078.

Keep exploring Florida

Pick up where you left off, or see what else is out there.