478 Sweetgum Ln, photo 1
Active
1 / 56

Overview

4 bd3 ba2,641 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,218/qtr
Built2017
Lot11,195 sqft
Living area2,641 sqft
Price / sqft$409
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Crown MoldingHigh CeilingsIN Wall Pest SystemOpen FloorplanSplit BedroomTray Ceiling(s)LightingOutdoor Grill

478 Sweetgum Ln is a 2017-built home in Conservatory/Hammock Beach, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,641 square feet of living space. Listed at $1,079,000 (about $409/sqft), 96 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,218 quarterly.

From the listing

THIS STUNNING POOL HOME HAS 4 BEDROOMS, 3 FULL BATHS, 2 CAR OVERSIZED GARAGE, SALTWATER BUILD, EXQUISITE GRANITE IN THE KITCHEN, ALSO IN BATHROOMS, GREAT SPACE FOR ENTERTAINING, DOUBLE OVENS, WALK IN PANTRY, NICE OPEN FLOOR PLAN, PRIMARY BEDROOM WITH WITH DUAL CLOSETS AND SPACIOUS BATHROOM WITH GORGEOUS TUB, YOU WON'T WANT TO LEAVE. LUXURY VINYL PLANK THROUGHOUT THE HOME. LARGE 14X26 POOL, SUMMER KITCHEN, VIEWS OF THE SPECTACULAR TOM WATSON GOLF COURSE AT THE CONSERVATORY AT HAMMOCK BEACH, HOA, 406.00 QUARTERLY CHARGE COVERS LAWN CUTTING, SHRUB TRIMMING, IRRIGATION, PALM TREE TRIMMING, AND MONTHLY FEE FOR INTERNET/CABLE OF 85.00, THIS HOME IS SPECIAL, 2641 SQUARE FEET, JUST PERFECT, CLOSE TO I-95, AIRPORTS AND ST. AUGUSTINE, DON'T MISS OUT ON THIS HOME. SELLER IS MOTIVATED

The essentials

Built
2017
Price / sqft
$409
On market
96 days
Annual tax
$6,319
HOA
$1,218/qtr
Flood zone
X · Low risk
Lot
11,195 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Private pool
In Ground
2 car garage
0.26 acres
Lot size
2,641 sqft
Living area

Payment

Est. monthly payment
$7,099/mo
Down payment (20%)
$215,800
Property taxes
$527/mo
HOA
$1,218/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
11,195 sqft
Cooling
Central Air, Zoned
Heating
Electric, Heat Pump, Propane
Parking
-
Pool
In Ground, Salt Water
Days on Market
96
Crown Molding
High Ceilings
IN Wall Pest System
Open Floorplan
Split Bedroom
Tray Ceiling(s)
Lighting
Outdoor Grill
Outdoor Kitchen
Private Yard
Gated Community - Guard
Golf Carts OK
Golf
No Truck/Rv/Motorcycle Parking
Park
Built-in Oven
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,319
Parcel #
42-10-30-3210-00000-2830

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Conservatory/Hammock Beach
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
11,195 sqft
HOA
$1,218/qtr
CARSTEN GEORG

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #FC319525
$1,079,000-1.8%
$409/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #FC319525
$1,099,000
$416/sqft

Neighborhood

478 Sweetgum Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,079,000
$1.06M – $1.08M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 96 after a $20,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,099/mo
Principal & interest$5,627
Property taxes$527
Insurance$540
HOA$406
Down payment20% · $215,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,079,000

$409 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,641 sq ft

Time on market

96 days

Year built

2017

Monthly payment

About $7,099/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,319 annual tax bill, insurance, and the $1,218/qtr HOA fee.

HOA fee

$1,218/qtr

Managed by CARSTEN GEORG.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Carolyn ValloneListing data from Stellar MLS, MLS# FC319525.

Keep exploring Florida

Pick up where you left off, or see what else is out there.