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Overview

4 bd5 ba3,626 sqft2 car garageSingle Family
TypeSingle Family
HOA$516/qtr
Built2011
Lot6,011 sqft
Living area3,626 sqft
Price / sqft$372
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumEat-in KitchenElevatorHigh CeilingsPrimarybedroom UpstairsStone CountersThermostat

12 Cinnamon Beach Way is a 2011-built home in Ocean Hammock, Palm Coast. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,626 square feet of living space. Listed at $1,350,000 (about $372/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $516 quarterly.

From the listing

Cinnamon Beach, Ocean Hammock — Furnished, Elevator, Turnkey Rental Three stories of concrete-block construction, a private elevator, and water views from every level — this fully furnished 4-bedroom, 3 full, 2 1/2-bath residence in guard-gated Cinnamon Beach within Ocean Hammock is ready the day you close, whether as your coastal home or a proven short-term rental. This home offers unparalleled security and privacy with 24-hour manned entry. Designed for easy living and seamless entertaining, this concrete block masterpiece boasts 4 bedrooms and 3 full and 2 1/2 baths and an elevator for effortless access to all floors. Each level offers breathtaking views and a sense of tranquility, making it the perfect escape. Currently operating as a short-term rental, and owners retreat, this property presents a unique and lucrative opportunity for investors. Its prime location provides quick and easy access to the ocean, allowing you to enjoy all the beauty and recreation of coastal living just steps from your front door. Ownership here includes Cinnamon Beach's oceanfront pool complex, clubhouse, fitness center, beach walkover and 24-hour manned gate, with Hammock Beach Resort just minutes away.

The essentials

Built
2011
Price / sqft
$372
On market
44 days
Annual tax
$14,063
HOA
$516/qtr
Flood zone
X · Low risk
Lot
6,011 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2011
Water views
Water
Private pool
Heated
2 car garage
6,011 sqft lot
Lot size

Payment

Est. monthly payment
$9,060/mo
Down payment (20%)
$270,000
Property taxes
$1,172/mo
HOA
$516/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2011
Lot
6,011 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Heated, In Ground, Salt Water
Days on Market
44
Ceiling Fans(s)
Central Vaccum
Eat-in Kitchen
Elevator
High Ceilings
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Hurricane Shutters
Lighting
Clubhouse
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$14,063
Parcel #
04-11-31-3512-00010-0430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,011 sqft
HOA
$516/qtr
Vesta Property Services

Price history

Date
Event
Price
8/27/2026
Listed for sale
Source: Stellar MLS #FC321027
$1,350,000
$372/sqft

Neighborhood

12 Cinnamon Beach Way
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,350,000
$1.33M – $1.35M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 44.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,060/mo
Principal & interest$7,041
Property taxes$1,172
Insurance$675
HOA$172
Down payment20% · $270,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,350,000

$372 per sq ft

Beds and baths

4 beds, 5 baths

Size

3,626 sq ft

Time on market

44 days

Year built

2011

Monthly payment

About $9,060/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $14,063 annual tax bill, insurance, and the $516/qtr HOA fee.

HOA fee

$516/qtr

Managed by Vesta Property Services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: M. Gina DosSantosListing data from Stellar MLS, MLS# FC321027.

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