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Overview

4 bd5 ba5,884 sqft2 car garageSingle Family
TypeSingle Family
HOA$920/qtr
Built2009
Lot5,500 sqft
Living area5,884 sqft
Price / sqft$280
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesBuilt-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenElevatorHigh CeilingsOpen Floorplan

303 Yacht Harbor Dr is a 2009-built home in Harbor Village Marina, Palm Coast. Inside you'll find 4 bedrooms, 5 bathrooms, and 5,884 square feet of living space. Listed at $1,650,000 (about $280/sqft), 55 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $920 quarterly.

From the listing

PRIVACY. WATERFRONT. NEARLY 5,900 SQUARE FEET. A rare combination in Yacht Harbor Village, this impressive three story custom residence offers 5,884 square feet of living space along with an exceptional opportunity for added privacy. The adjacent vacant waterfront homesite is also available for purchase separately, while community owned property borders the opposite side, creating the unique possibility of enjoying your waterfront home with no immediate neighbors on either side. Ask for additional details regarding the available homesite. Built in 2009 and positioned along a protected saltwater canal just moments from the Intracoastal Waterway, the property features a concrete seawall and a floor plan designed to make the most of all three levels. An elevator provides easy access throughout the home, while multiple balconies and verandas extend the living outdoors and capture coastal breezes, sunsets and Intracoastal vistas. The second floor serves as the heart of the home, bringing together an expansive kitchen, great room, dining areas, beverage center, guest accommodations and private office. Beautiful woodwork, wide hallways and thoughtful architectural details add warmth and character throughout. Three fireplaces, one on each level, create inviting gathering spaces from top to bottom. The third floor provides a private retreat highlighted by an impressive primary suite with fireplace, veranda access and two walk in dressing rooms. The primary bath offers dual vanities, a soaking tub and a large walk in shower with built in seating. An additional guest bedroom provides even more flexibility for family and visitors. The first floor lives almost like a retreat of its own, with another great room and fireplace, wet bar, guest accommodations, full bath and direct access to the covered outdoor living areas and backyard. An oversized, fully air conditioned room off the garage offers exceptional flexibility for year round storage, a workshop, hobbies or projects. Additional features include newer Daikin A/C systems servicing each level, a Briggs & Stratton standby generator and two newer electric water heaters. Located within Yacht Harbor Village, one of Palm Coast's gated marina communities, this is a setting made for those who want the water to be part of everyday life. Protected canal frontage offers a quieter waterfront setting while keeping the Intracoastal Waterway within easy reach. Hammock Beach Marina is located within the community, adding another dimension to the boating lifestyle. Optional memberships are available separately through The Club at Hammock Beach and Hammock Dunes Club, offering additional opportunities for golf, tennis, dining, fitness and social activities. Whether your perfect Florida day begins on the water, on the golf course or along the Atlantic, this property brings together something increasingly difficult to find: substantial space, waterfront living, multiple levels of indoor and outdoor living, and the opportunity for remarkable privacy. Schedule your private showing and discover the possibilities of life in Yacht Harbor Village.

The essentials

Built
2009
Price / sqft
$280
On market
55 days
Annual tax
$20,573
HOA
$920/qtr
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2009
Waterfront
Canal - Saltwater
Community pool
Fitness center too
2 car garage
Driveway
5,500 sqft lot
Lot size

Payment

Est. monthly payment
$11,451/mo
Down payment (20%)
$330,000
Property taxes
$1,714/mo
HOA
$920/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2009
Lot
5,500 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Heat Pump, Propane, Zoned
Parking
Driveway, Garage Door Opener, Ground Level, Oversized, Workshop in Garage
Waterfront
Canal - Saltwater
Days on Market
55
Accessibility Features
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Elevator
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Clubhouse
Deed Restrictions
Fitness Center
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Street Lights
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Indoor Grill
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$20,573
Parcel #
04-11-31-3019-00000-0930

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Village Marina
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
5,500 sqft
Corner LotFloodZoneLandscapedLevelNear MarinaStreet Dead-EndPaved
HOA
$920/qtr
Southern States Management/ Diana Grub

Price history

Date
Event
Price
8/24/2026
Listed for sale
Source: Stellar MLS #FC320893
$1,650,000
$280/sqft

Neighborhood

303 Yacht Harbor Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,650,000
$1.63M – $1.65M
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 55.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$11,452/mo
Principal & interest$8,605
Property taxes$1,714
Insurance$825
HOA$307
Down payment20% · $330,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,650,000

$280 per sq ft

Beds and baths

4 beds, 5 baths

Size

5,884 sq ft

Time on market

55 days

Year built

2009

Monthly payment

About $11,451/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $20,573 annual tax bill, insurance, and the $920/qtr HOA fee.

HOA fee

$920/qtr

Managed by Southern States Management/ Diana Grub.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX SELECT PROFESSIONALSListing agent: Pam CapelaListing data from Stellar MLS, MLS# FC320893.

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