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Overview

4 bd4 ba3,837 sqft3 car garageSingle Family
TypeSingle Family
HOA$270/mo
Built2002
Lot51,183 sqft
Living area3,837 sqft
Price / sqft$571
Garage3 car

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About this home

Ceiling Fans(s)Central VaccumEat-in KitchenHigh CeilingsKitchen/Family Room ComboL DiningOpen FloorplanPrimary Bedroom Main Floor

104 Island Estates Pkwy is a 2002-built home in Hammock Dunes, Palm Coast. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,837 square feet of living space. Listed at $2,190,000 (about $571/sqft), 257 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $270 monthly.

From the listing

Welcome to Island Estates in Hammock Dunes. Pull you boat up to your DOCK on the Intracoastal and step into this Machin POOL home (one of Palm Coast’s premier builders) with many updates. The current owner has made the following IMPROVEMENTS creating an open concept perfect for entertaining family and friends. COMPLETE REMODEL OF KITCHEN-Removed wall, reconfigured kitchen, cabinets, appliances, wine cooler; NEW CARPET FIRST FLOOR BEDROOMS AND OFFICE; PRIMARY BATH–New cabinets, light fixtures, glass shower enclosure; POOL RESURFACE; POOL ENCLOSURE PAINTED AND SCREEN REPLACED; POOL DECK PAINTED; POOL PUMP AND HEATER; OUTDOOR KITCHEN; BOAT DOCK REFURBISHED AND LIFT UPDATED, WATER AND ELECTRIC ADDED; PAINTED INTERIOR AND EXTERIOR; NEW WASHER AND DRYER; REPLACED FANS AND LIGHT FIXTURES; REPLACED UPSTAIRS HVAC; NEW WATER HEATER WITH RE-CIRCULATOR; 3 BEDROOMS, OFFICE, 3 BATHS ON MAIN LEVEL; SECOND LEVEL HAS BEDROOM, BATH, KITCHENETTE AND FAMILY ROOM WITH LARGE SUN DECK WITH VIEWS OF ICW. This waterfront home is in the gated community of Island Estates which consists of 168 homes on large 1+ acre lots and has private gated beach access. It is in the area locals refer to as “The Hammock” and is part of Hammock Dunes. Hammock Dunes Club has memberships available but are not required. In addition to boating, with a membership to Hammock Dunes Club, one can enjoy amenities found in 5-star resorts. Located on the ocean, the club has 2 golf courses, restaurants, pool and splash pad, tennis, croquet, pickle ball, huge fitness center and social events that will appeal to everyone. Palm Coast is the best kept secret in Florida. Miles of beautiful beaches, over 125 miles of bike paths, beautiful parks along Intracoastal Waterway, a thriving art & theater community, home of famous artists, golf courses for every day, fishing, boating, wind sailing, surfing, canoeing are just a few of the things to do. Orlando and Disney World are close for a day outing and Jacksonville with all the shopping one could desire & the famous Mayo Clinic is one hour. NASCAR & ST. Augustine are within a thirty-minute drive.

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The essentials

Built
2002
Price / sqft
$571
On market
257 days
Annual tax
$16,138
HOA
$270/mo
Flood zone
X · Low risk
Lot
51,183 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Waterfront
Intracoastal Waterway
Private pool
Heated
3 car garage
1.18 acres
Lot size

Payment

Est. monthly payment
$14,132/mo
Down payment (20%)
$438,000
Property taxes
$1,345/mo
HOA
$270/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
51,183 sqft
Cooling
Central Air, Zoned
Heating
Electric, Zoned
Parking
-
Pool
Heated
Waterfront
Intracoastal Waterway
Days on Market
257
Ceiling Fans(s)
Central Vaccum
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Balcony
Outdoor Kitchen
Private Mailbox
Private Yard
Built-in Oven
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Water Filtration System
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$16,138
Parcel #
04-11-31-3000-00000-1420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Dunes
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
51,183 sqft
HOA
$270/mo
May Management

Price history

Date
Event
Price
7/30/2026
Price change
Source: Stellar MLS #FC315445
$2,190,000-0.4%
$571/sqft
1/27/2026
Listed for sale
Source: Stellar MLS #FC315445
$2,199,000
$573/sqft

Neighborhood

104 Island Estates Pkwy
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $2,190,000
$2.16M – $2.19M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 257 after a $9,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$14,132/mo
Principal & interest$11,422
Property taxes$1,345
Insurance$1,095
HOA$270
Down payment20% · $438,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,190,000

$571 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,837 sq ft

Time on market

257 days

Year built

2002

Monthly payment

About $14,132/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $16,138 annual tax bill, insurance, and the $270/mo HOA fee.

HOA fee

$270/mo

Managed by May Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWATSON REALTY CORPListing agent: Sherron SkiboListing data from Stellar MLS, MLS# FC315445.

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