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Overview

4 bd6 ba4,016 sqft2 car garageSingle Family
TypeSingle Family
HOA$578.74/qtr
Built2025
Lot8,015 sqft
Living area4,016 sqft
Price / sqft$709
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorHigh CeilingsWalk-in Closet(s)BalconyCooktopRefrigeratorWasher

546 Cinnamon Beach Ln is a 2025-built home in Ocean Hammock, Palm Coast. Inside you'll find 4 bedrooms, 6 bathrooms, and 4,016 square feet of living space. Listed at $2,848,500 (about $709/sqft), 169 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $578.74 quarterly.

From the listing

Luxury Ocean-View Living in Cinnamon Beach Experience elevated coastal living in this newly built 3-story residence offering stunning ocean and lake views, just steps from the beach and resort-style amenities. Thoughtfully designed for both comfort and style, the home features a private fenced backyard with a heated pool and spa—perfect for enjoying Florida’s year-round lifestyle. Inside, enjoy effortless access to all levels via private elevator, complemented by soaring 12-foot ceilings, luxury vinyl plank flooring, and sleek modern railings. The chef’s kitchen is a true centerpiece, showcasing quartz countertops, an oversized 8-foot island with pop-up charging station, and premium appliances including a Sub-Zero refrigerator, Café appliance suite, induction cooktop, and double-drawer island refrigerator. Designed with modern living in mind, the home includes 3-zone HVAC, whole-home dehumidification, alarm system, CAT6 wiring, and WiFi access points on every level. Each bedroom is a private suite with its own bath and walk-in shower, while the primary retreat offers a spa-like experience with soaking tub and Toto Washlet. Additional features include an oversized 2-car garage with EV charger, a spacious laundry room with stainless steel dog-washing station, mud room, floor outlets in the main living area, and select touchless fixtures throughout. With no minimum rental restrictions, this property presents an exceptional opportunity as a luxury coastal retreat, income-producing investment, or both.

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The essentials

Built
2025
Price / sqft
$709
On market
169 days
Annual tax
$4,614
HOA
$578.74/qtr
Flood zone
X · Low risk
Lot
8,015 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Private pool
Heated
2 car garage
8,015 sqft lot
Lot size
4,016 sqft
Living area

Payment

Est. monthly payment
$16,858/mo
Down payment (20%)
$569,700
Property taxes
$385/mo
HOA
$578.74/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
8,015 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Heated, In Ground
Days on Market
169
Ceiling Fans(s)
Elevator
High Ceilings
Walk-in Closet(s)
Balcony
Cooktop
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,614
Parcel #
04-11-31-3512-00010-0760

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
8,015 sqft
HOA
$578.74/qtr
May Management

Price history

Date
Event
Price
7/15/2026
Price change
Source: Stellar MLS #FC317986
$2,848,500-1.6%
$709/sqft
-
Price change
Source: Stellar MLS #FC317986
$2,895,000+20.9%
$721/sqft
4/30/2026
Listed for sale
Source: Stellar MLS #FC317986
$2,395,000
$596/sqft

Neighborhood

546 Cinnamon Beach Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $2,848,500
$2.81M – $2.85M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 169.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$16,858/mo
Principal & interest$14,856
Property taxes$385
Insurance$1,424
HOA$193
Down payment20% · $569,700
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,848,500

$709 per sq ft

Beds and baths

4 beds, 6 baths

Size

4,016 sq ft

Time on market

169 days

Year built

2025

Monthly payment

About $16,858/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,614 annual tax bill, insurance, and the $578.74/qtr HOA fee.

HOA fee

$578.74/qtr

Managed by May Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Shelley DeVitoListing data from Stellar MLS, MLS# FC317986.

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