

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2027
Different rules apply when you buy new
Build snapshot
- Build year
- 2027
- Builder
- Ask the team — not on MLS
- Community
- HAMMOCK DUNES
- Type
- Condominium
True monthly carry
- HOA
- ~$5928/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
197 Avenue DE LA Mer #504 is a 2027-built home in Hammock Dunes, Palm Coast. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,040 square feet of living space. Listed at $3,550,000 (about $1,168/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $5,928 monthly.
Pre-Construction. To be built. A Legacy of Legendary Service - imagine a caliber of service renowned across the globe, in a world of impeccable taste and natural splendor—all right on the sand. A lifestyle complemented by your personal concierge, and a dedicated residential team to grant every wish. The Ritz-Carlton Residences, Hammock Dunes is a world all on its own, discreetly nestled on the last remaining 7 acres directly on the Atlantic Ocean in a sophisticated community graced with panoramic water views and timeless tranquility, all enriched by the exceptional legacy of The Ritz-Carlton. Every residence at The Ritz-Carlton Hammock Dunes is thoughtfully designed to celebrate effortless living. Expansive terraces open to breathtaking waterfront views, creating a natural extension of the home and inviting the outdoors in. Inside, spacious primary bedrooms and refined interiors offer a private sanctuary, elevated by legendary Ritz-Carlton service that anticipates every need with grace and care. Come home to a restorative retreat, appointed with an extensive suite of amenities including a stunning pool deck, state-of-the-art fitness and wellness center, world-class spa, private dining, whiskey bar and cigar room, executive business center, guest suites, and more. The Hammock Dunes Club is so much more than a private, oceanfront country club. Its superior member experiences have earned it the prestigious Distinguished Emerald Club of the World recognition. Between two championship golf courses, tennis, pickleball, oceanfront croquet, bocce ball, a heated pool and spa, and fitness center, the abundance of amenities and member activities available throughout the year cultivates friendships that will last a lifetime. Membership is optional with separate deposits and fees. The internationally acclaimed development team is led by Unicorp National Developments (St. Regis, Longboat Key), The BH Group (Ritz Carlton Residences, West Palm Beach) and includes CFE Architects, the world renowned Interior Design Group of Myer Davis. The Sales Gallery is open daily, with residences currently available for presale. We invite you to schedule a private presentation, available in person or virtually, to experience the vision, residences, and lifestyle firsthand. Disclaimer: Ritz Carlton Residences Hammock Dunes is not owned, developed, or sold by Marriott International. Sketches, renderings, or photographs depicting lifestyle, amenities, food services, resort services, finishes, designs, materials, furnishings, plans, specifications, or art contained are proposed only. No specific view is guaranteed. The floorplan designs, fixtures, furnishings, finishes, and décor depicted include creations and selections which may not be included with the purchase of a unit. Any club or golf club referenced is located off site and managed by third parties access of either may require payment of fees & deposits by purchaser that are in addition to regular assessments. Consult the Developer’s prospectus to understand the offering, the amenities, the proposed budgets, terms, conditions, specifications, fees, unit dimensions and size calculation method, site plans, and to learn what is included with the purchase and the payment of regular assessments. The Developer is not a resident of the State of New York, and the offering of Developer are not intended for residents of New York nor any other jurisdiction in which such an offering is prohibited. Property taxes are estimates only and subject to change.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$3,550,000
$1,168 per sq ft
Beds and baths
4 beds, 5 baths
Size
3,040 sq ft
Time on market
80 days
Year built
2027
Monthly payment
About $29,552/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $40,002 annual tax bill, insurance, and the $5,928/mo HOA fee.
HOA fee
$5,928/mo
Managed by TBD.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.






