197 Avenue DE LA Mer #504, photo 1
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Overview

4 bd5 ba3,040 sqft2 car garageCondominium
TypeCondominium
HOA$5,928/mo
Built2027
Lot296,752 sqft
Living area3,040 sqft
Price / sqft$1,168
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
HAMMOCK DUNES
Type
Condominium

True monthly carry

HOA
~$5928/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenElevatorHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood Cabinets

197 Avenue DE LA Mer #504 is a 2027-built home in Hammock Dunes, Palm Coast. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,040 square feet of living space. Listed at $3,550,000 (about $1,168/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $5,928 monthly.

From the listing

Pre-Construction. To be built. A Legacy of Legendary Service - imagine a caliber of service renowned across the globe, in a world of impeccable taste and natural splendor—all right on the sand. A lifestyle complemented by your personal concierge, and a dedicated residential team to grant every wish. The Ritz-Carlton Residences, Hammock Dunes is a world all on its own, discreetly nestled on the last remaining 7 acres directly on the Atlantic Ocean in a sophisticated community graced with panoramic water views and timeless tranquility, all enriched by the exceptional legacy of The Ritz-Carlton. Every residence at The Ritz-Carlton Hammock Dunes is thoughtfully designed to celebrate effortless living. Expansive terraces open to breathtaking waterfront views, creating a natural extension of the home and inviting the outdoors in. Inside, spacious primary bedrooms and refined interiors offer a private sanctuary, elevated by legendary Ritz-Carlton service that anticipates every need with grace and care. Come home to a restorative retreat, appointed with an extensive suite of amenities including a stunning pool deck, state-of-the-art fitness and wellness center, world-class spa, private dining, whiskey bar and cigar room, executive business center, guest suites, and more. The Hammock Dunes Club is so much more than a private, oceanfront country club. Its superior member experiences have earned it the prestigious Distinguished Emerald Club of the World recognition. Between two championship golf courses, tennis, pickleball, oceanfront croquet, bocce ball, a heated pool and spa, and fitness center, the abundance of amenities and member activities available throughout the year cultivates friendships that will last a lifetime. Membership is optional with separate deposits and fees. The internationally acclaimed development team is led by Unicorp National Developments (St. Regis, Longboat Key), The BH Group (Ritz Carlton Residences, West Palm Beach) and includes CFE Architects, the world renowned Interior Design Group of Myer Davis. The Sales Gallery is open daily, with residences currently available for presale. We invite you to schedule a private presentation, available in person or virtually, to experience the vision, residences, and lifestyle firsthand. Disclaimer: Ritz Carlton Residences Hammock Dunes is not owned, developed, or sold by Marriott International. Sketches, renderings, or photographs depicting lifestyle, amenities, food services, resort services, finishes, designs, materials, furnishings, plans, specifications, or art contained are proposed only. No specific view is guaranteed. The floorplan designs, fixtures, furnishings, finishes, and décor depicted include creations and selections which may not be included with the purchase of a unit. Any club or golf club referenced is located off site and managed by third parties access of either may require payment of fees & deposits by purchaser that are in addition to regular assessments. Consult the Developer’s prospectus to understand the offering, the amenities, the proposed budgets, terms, conditions, specifications, fees, unit dimensions and size calculation method, site plans, and to learn what is included with the purchase and the payment of regular assessments. The Developer is not a resident of the State of New York, and the offering of Developer are not intended for residents of New York nor any other jurisdiction in which such an offering is prohibited. Property taxes are estimates only and subject to change.

The essentials

Built
2027
Price / sqft
$1,168
On market
80 days
Annual tax
$40,002
HOA
$5,928/mo
Flood zone
X · Low risk
Lot
296,752 sqft
Type
Condominium

At a glance

High-rise condo
12 stories · 2027
Waterfront
Beach Front
Community pool
Fitness center too
2 car garage
Valet available
Private balcony
Outdoor space

Payment

Est. monthly payment
$29,552/mo
Down payment (20%)
$710,000
Property taxes
$3,334/mo
HOA
$5,928/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2027
Lot
296,752 sqft
Cooling
Central Air
Heating
Central
Parking
Ground Level, Guest, Reserved, Basement, Valet
Waterfront
Beach Front, Gulf/Ocean
Days on Market
80
Eat-in Kitchen
Elevator
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Clubhouse
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Playground
Pool
Restaurant
Sidewalks
Bar Fridge
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Microwave
Range Hood
Refrigerator
Washer
Wine Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$40,002
Parcel #
04-11-31-5722-0000-00504

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Dunes
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
296,752 sqft
Near Golf CourseNear Marina
HOA
$5,928/mo
TBD

Price history

Date
Event
Price
7/25/2026
Listed for sale
Source: Stellar MLS #FC320201
$3,550,000
$1,168/sqft

Neighborhood

197 Avenue DE LA Mer #504
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $3,550,000
$3.45M – $3.55M
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 80.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$29,551/mo
Principal & interest$18,515
Property taxes$3,334
Insurance$1,775
HOA$5,928
Down payment20% · $710,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$3,550,000

$1,168 per sq ft

Beds and baths

4 beds, 5 baths

Size

3,040 sq ft

Time on market

80 days

Year built

2027

Monthly payment

About $29,552/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $40,002 annual tax bill, insurance, and the $5,928/mo HOA fee.

HOA fee

$5,928/mo

Managed by TBD.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Rasha LammamListing data from Stellar MLS, MLS# FC320201.

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