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About this home
11 Ocean Dune Cir is a 2007-built home in Armand Beach Estates, Palm Coast. Inside you'll find 4 bedrooms, 5 bathrooms, and 4,566 square feet of living space. Listed at $2,895,000 (about $634/sqft), 195 days on market. Flood zone X/VE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $620 annually.
Direct oceanfront living awaits in this exquisite custom home located on the coveted Ocean Dune Circle in Armand Beach Estates. This private, gated beachside community offers a quiet and serene setting with exceptionally low HOA fees and direct access to miles of pristine coquina sand beach, perfect for peaceful walks in either direction. Built in 2007, this custom home showcases exceptional craftsmanship and premium materials throughout, including custom-milled moldings, fine woodwork, porcelain, marble, and granite flooring, bronze custom stair railings, and beautiful cherry built-ins. Every detail reflects the highest level of quality and attention to luxury. Spanning three levels with abundant natural light and expansive views of the Atlantic Ocean, the home features a private elevator for easy access between floors. The first level includes two generously sized bedrooms that sit up high, offering beautiful ocean views. The second level boasts an open-concept living area with a gas fireplace and dramatic tall ceilings that flow seamlessly into a gourmet kitchen equipped with two adjacent prep kitchens and a premium appliance package. A spacious lanai provides the ideal spot to relax and enjoy sweeping water views and brilliant sunrise vistas. The third level features a loft/office with a wet bar, and custom built-in shelving with lighting. Along with two luxurious suites highlighted by a striking shared solarium enclosed balcony that offers breathtaking sky and ocean views. Resort-style living continues outdoors with a private pool and spa, plus a convenient private dune walkover that leads directly to the quiet coquina sand beach just steps away. Residents also enjoy easy access to the community pool, and a short bike or golf cart ride takes you to Malacompra Park. Additional highlights include 75 feet of direct oceanfront frontage, high and dry stem wall concrete block construction, a whole-house Generac generator, and so much more. This rare combination of privacy, luxury finishes, and effortless beachfront access makes this home the perfect coastal retreat for discerning families. Lot 7 is not included in the sale. Seller will separate at the time of closing.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$2,895,000
$634 per sq ft
Beds and baths
4 beds, 5 baths
Size
4,566 sq ft
Time on market
195 days
Year built
2007
Monthly payment
About $19,732/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $37,603 annual tax bill, insurance, and the $620/yr HOA fee.
HOA fee
$620/yr
Managed by Armand Beach Estates (May Management).
Flood zone
Zone X/VE
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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