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Overview

4 bd4 ba3,991 sqft2 car garageSingle Family
TypeSingle Family
HOA$650.07/qtr
Built2013
Lot7,928 sqft
Living area3,991 sqft
Price / sqft$600
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorHigh CeilingsOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)Wet Bar

355 Ocean Crest Dr is a 2013-built home in Northshore 4, Palm Coast. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,991 square feet of living space. Listed at $2,395,000 (about $600/sqft), 346 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $650.07 quarterly.

From the listing

WALK TO THE BEACH AT HAMMOCK BEACH! Experience resort-style coastal living at 355 Ocean Crest Drive, an elegant three-story residence with elevator access in the exclusive Hammock Beach community. Offering nearly 4,000 square feet of refined living space, this exceptional home combines timeless design, modern comfort, and beautiful golf course and water views. The home features 4 bedrooms, 3.5 bathrooms, spacious open living areas, and an elevator providing convenient access to all three levels. Designed for both entertaining and everyday relaxation, the interior flows seamlessly into multiple outdoor living spaces, where golf course, ocean, and lake views create a stunning backdrop. Step outside to your own private retreat featuring a heated saltwater pool and spa, summer kitchen, and multiple covered patios—perfect for al fresco dining, entertaining, or relaxing at sunset. Overlooking the Jack Nicklaus-designed Ocean Course and enjoying lake frontage, the property offers a rare combination of golf, water, and coastal living. Best of all, the beach is just a short walk away, along with oceanfront dining and nearby restaurants, making every day feel like a vacation. Additional highlights include a 2-car garage, block/stucco construction, and HOA-maintained grounds. Residents enjoy direct beach access, and optional Hammock Beach Club memberships are available for those who wish to enjoy additional resort amenities. Membership options may include Full Golf + Beach Club access, featuring two golf courses including the renowned Jack Nicklaus-designed Ocean Course, or a Beach Club Social membership. Membership is required for use of Hammock Beach Resort amenities and golf facilities. Additional membership details are available upon request. More than a home, this is a private coastal retreat created for those seeking the ultimate Florida lifestyle.

The essentials

Built
2013
Price / sqft
$600
On market
346 days
Annual tax
$20,140
HOA
$650.07/qtr
Flood zone
X500* · Low risk
Lot
7,928 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2013
Waterfront
Lake Front
Private pool
Heated
2 car garage
Garage Door Opener
7,928 sqft lot
Lot size

Payment

Est. monthly payment
$15,584/mo
Down payment (20%)
$479,000
Property taxes
$1,678/mo
HOA
$650.07/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2013
Lot
7,928 sqft
Cooling
Central Air
Heating
Heat Pump, Propane
Parking
Garage Door Opener
Pool
Heated, In Ground, Lighting, Salt Water
Waterfront
Lake Front
Days on Market
346
Ceiling Fans(s)
Elevator
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Wet Bar
Balcony
Hurricane Shutters
Lighting
Outdoor Grill
Convection Oven
Dishwasher
Disposal
Dryer
Exhaust Fan
Gas Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Water Filtration System
Wine Refrigerator
In a CDD (Community Development District) Flood Zone X500*
Annual Tax (2025)
$20,140
Parcel #
04-11-31-3604-00000-0300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Northshore 4
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
7,928 sqft
HOA
$650.07/qtr
Ocean Hammock Amy Spradling

Price history

Date
Event
Price
7/2/2026
Price change
Source: Stellar MLS #O6357048
$2,395,000-4.0%
$600/sqft
-
Price change
Source: Stellar MLS #O6357048
$2,495,000-2.2%
$625/sqft
10/30/2025
Listed for sale
Source: Stellar MLS #O6357048
$2,550,000
$639/sqft

Neighborhood

355 Ocean Crest Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $2,395,000
$2.36M – $2.40M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 346 after a $155,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$15,584/mo
Principal & interest$12,491
Property taxes$1,678
Insurance$1,198
HOA$217
Down payment20% · $479,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,395,000

$600 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,991 sq ft

Time on market

346 days

Year built

2013

Monthly payment

About $15,584/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $20,140 annual tax bill, insurance, and the $650.07/qtr HOA fee.

HOA fee

$650.07/qtr

Managed by Ocean Hammock Amy Spradling.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLUMER REAL ESTATEListing agent: Patricia SoaresListing data from Stellar MLS, MLS# O6357048.

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