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About this home
32 Northshore Ave is a 2004-built home in Ocean Hammock, Palm Coast. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,302 square feet of living space. Listed at $1,450,000 (about $439/sqft), 114 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $650.07 quarterly.
Welcome to 32 Northshore Avenue. Nestled in the gated enclave of Northshore Estates, this completely renovated, professionally decorated masterpiece offers the rare combination of refined coastal living, sweeping golf course-to-ocean views, and an unmatched beach lifestyle. Sold completely turn-key — fully furnished, professionally decorated, including an electric four-seat golf cart — this is the one you simply unpack your bags and move right into. Step through your private courtyard entry into a home where every detail has been elevated — wide-plank floors, crystal-and-brass stair rail, designer lighting, and curated coastal décor throughout. The brilliant split floor plan offers complete guest independence downstairs, with a spacious living area, full wet bar with retro Big Chill refrigerator, and private patio overlooking the golf course and pond. Two guest bedrooms share a beautifully appointed bath, while a third bedroom tucked privately off the courtyard offers its own en suite — a true retreat within a retreat. Upstairs, sweeping golf course-to-ocean views steal the show across a wide-open great room where the living area, dining room, and showpiece custom kitchen flow seamlessly together — a stunning space made for gathering and entertaining. The kitchen features white shaker cabinetry, bold brass Big Chill appliances, quartz island, pot filler, and a stunning butler's pantry with wine refrigerator and nautical toile wallpaper. The dining room overlooks the fairway beneath dramatic brass globe pendants, and the covered balcony is pure coastal bliss. A conveniently located upstairs laundry room keeps everything effortlessly organized. The expansive primary suite offers a sitting area and a completely renovated spa bathroom with freestanding soaking tub, oversized walk-in shower with dual rain heads, dual vanities, and two walk-in closets. A private office adjacent to the suite is ideal for those working remotely — quiet, well-lit, and just steps from the bedroom. Every bathroom is a design moment. Every room tells a story. Every detail has been considered. This is coastal living at its finest. Ocean breezes. Gorgeous views. Come unpack your bags. Walkable to the beach and to Hammock Beach Club, residents enjoy optional access to a world-class array of amenities including a fantasy pool complex, championship golf courses, tennis, a full-service spa, fitness center with classes, and a collection of restaurants and bars. Everything you need is within reach — from your morning coffee spot and bakery, to lunch on the water and dinner in the trees, with a grocery store and hardware store just down the street. Hammock Beach Club membership available separately.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,450,000
$439 per sq ft
Beds and baths
4 beds, 4 baths
Size
3,302 sq ft
Time on market
114 days
Year built
2004
Monthly payment
About $9,911/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $16,889 annual tax bill, insurance, and the $650.07/qtr HOA fee.
HOA fee
$650.07/qtr
Managed by Ocean Hammock.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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