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About this home
7 Hammock Beach Cir S is a 2010-built home in Ocean Hammock, Palm Coast. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,246 square feet of living space. Listed at $1,800,000 (about $424/sqft), 91 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,369.14 quarterly.
Experience the pinnacle of "Coastal Luxury" in this extraordinary lakefront estate offering breathtaking ocean views (3rd floor) and an exceptional blend of timeless elegance and modern sophistication. This meticulously maintained five-bedroom residence showcases an open-concept design filled with natural light, soaring ceilings, and exquisite finishes throughout. The chef-inspired gourmet kitchen is a culinary masterpiece featuring a large center island with prep sink, 5-burner gas cooktop, double ovens, warming drawer, wine chiller, workstation, and breakfast nook, seamlessly flowing into spacious living and dining areas designed for effortless entertaining. The first-floor entertainment space is complete with a wet bar, refrigerator, and ice maker, opening to your own private TROPICAL RETREAT with a summer kitchen, sparkling SALTWATER POOL,SPA, and beautifully designed outdoor living areas. A PRIVATE ELEVATOR provides convenient access to all levels, including the spectacular third-floor owner's retreat, where an expansive primary suite, private balcony, and breathtaking sunrise views create the perfect sanctuary. The luxurious primary bath offers separate his-and-her vanities, an oversized soaking tub, a walk-in shower, and an adjacent loft ideal for a home office, library, or private sitting room. This exceptional residence has been thoughtfully enhanced with PREMIUM UPGRADES, including 2024 tankless water heater, 2024 third-floor HVAC system, two additional HVAC systems installed in 2021, a brand-new kitchen refrigerator, designer kitchen backsplash, custom fireplace accent wall, remodeled third-floor bathroom, professionally refinished kitchen cabinetry, elegant outdoor lighting (2025), third-floor flooring (2023), epoxy garage floor (2024), outdoor grilling area (2024), and comprehensive pool equipment updates completed between 2023 and 2025. Perfectly positioned in one of Palm Coast's most desirable luxury communities, this remarkable home offers an extraordinary opportunity to enjoy refined coastal living with unmatched comfort, style, and craftsmanship. Every detail has been carefully curated to create a residence that is equally suited for grand entertaining and everyday elegance. An exceptional offering where refined elegance, spectacular views, and resort-style amenities come together to create one of Palm Coast's finest luxury residences. Living on Hammock Beach Circle comprises of a guarded community gate, community pool and beach access, and lawn maintenance all included in the HOA. You can also join the Hammock Beach Club for access to world-class amenities, pools, Golf Courses, restaurants and more!
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,800,000
$424 per sq ft
Beds and baths
5 beds, 5 baths
Size
4,246 sq ft
Time on market
91 days
Year built
2010
Monthly payment
About $12,197/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,433 annual tax bill, insurance, and the $1,369.14/qtr HOA fee.
HOA fee
$1,369.14/qtr
Managed by May Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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