7 Hammock Beach Cir S, photo 1
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Overview

5 bd5 ba4,246 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,369.14/qtr
Built2010
Lot10,977 sqft
Living area4,246 sqft
Price / sqft$424
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenElevatorHigh CeilingsOpen FloorplanPrimarybedroom UpstairsSolid Surface Counters

7 Hammock Beach Cir S is a 2010-built home in Ocean Hammock, Palm Coast. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,246 square feet of living space. Listed at $1,800,000 (about $424/sqft), 91 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,369.14 quarterly.

From the listing

Experience the pinnacle of "Coastal Luxury" in this extraordinary lakefront estate offering breathtaking ocean views (3rd floor) and an exceptional blend of timeless elegance and modern sophistication. This meticulously maintained five-bedroom residence showcases an open-concept design filled with natural light, soaring ceilings, and exquisite finishes throughout. The chef-inspired gourmet kitchen is a culinary masterpiece featuring a large center island with prep sink, 5-burner gas cooktop, double ovens, warming drawer, wine chiller, workstation, and breakfast nook, seamlessly flowing into spacious living and dining areas designed for effortless entertaining. The first-floor entertainment space is complete with a wet bar, refrigerator, and ice maker, opening to your own private TROPICAL RETREAT with a summer kitchen, sparkling SALTWATER POOL,SPA, and beautifully designed outdoor living areas. A PRIVATE ELEVATOR provides convenient access to all levels, including the spectacular third-floor owner's retreat, where an expansive primary suite, private balcony, and breathtaking sunrise views create the perfect sanctuary. The luxurious primary bath offers separate his-and-her vanities, an oversized soaking tub, a walk-in shower, and an adjacent loft ideal for a home office, library, or private sitting room. This exceptional residence has been thoughtfully enhanced with PREMIUM UPGRADES, including 2024 tankless water heater, 2024 third-floor HVAC system, two additional HVAC systems installed in 2021, a brand-new kitchen refrigerator, designer kitchen backsplash, custom fireplace accent wall, remodeled third-floor bathroom, professionally refinished kitchen cabinetry, elegant outdoor lighting (2025), third-floor flooring (2023), epoxy garage floor (2024), outdoor grilling area (2024), and comprehensive pool equipment updates completed between 2023 and 2025. Perfectly positioned in one of Palm Coast's most desirable luxury communities, this remarkable home offers an extraordinary opportunity to enjoy refined coastal living with unmatched comfort, style, and craftsmanship. Every detail has been carefully curated to create a residence that is equally suited for grand entertaining and everyday elegance. An exceptional offering where refined elegance, spectacular views, and resort-style amenities come together to create one of Palm Coast's finest luxury residences. Living on Hammock Beach Circle comprises of a guarded community gate, community pool and beach access, and lawn maintenance all included in the HOA. You can also join the Hammock Beach Club for access to world-class amenities, pools, Golf Courses, restaurants and more!

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The essentials

Built
2010
Price / sqft
$424
On market
91 days
Annual tax
$17,433
HOA
$1,369.14/qtr
Flood zone
X · Low risk
Lot
10,977 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2010
Waterfront
Pond
Private pool
Heated
2 car garage
Driveway
0.25 acres
Lot size

Payment

Est. monthly payment
$12,197/mo
Down payment (20%)
$360,000
Property taxes
$1,453/mo
HOA
$1,369.14/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2010
Lot
10,977 sqft
Cooling
Central Air, Zoned
Heating
Electric
Parking
Driveway, Garage Door Opener, Ground Level, Guest, On Street
Pool
Chlorine Free, Gunite, Heated, In Ground, Lighting, Salt Water
Waterfront
Pond
Days on Market
91
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Elevator
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Private Mailbox
Rain Gutters
Sidewalk
Gated Community - Guard
Pool
Street Lights
Bar Fridge
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Wine Refrigerator
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$17,433
Parcel #
04-11-31-3505-00000-1140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,977 sqft
City LimitsLandscapedNear Golf CourseSidewalkPaved
HOA
$1,369.14/qtr
May Management

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #FC319931
$1,800,000-2.7%
$424/sqft
-
Price change
Source: Stellar MLS #FC319931
$1,850,000-7.5%
$436/sqft
7/13/2026
Listed for sale
Source: Stellar MLS #FC319931
$2,000,000
$471/sqft

Neighborhood

7 Hammock Beach Cir S
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,800,000
$1.77M – $1.80M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 91 after a $200,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$12,196/mo
Principal & interest$9,388
Property taxes$1,453
Insurance$900
HOA$456
Down payment20% · $360,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,800,000

$424 per sq ft

Beds and baths

5 beds, 5 baths

Size

4,246 sq ft

Time on market

91 days

Year built

2010

Monthly payment

About $12,197/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,433 annual tax bill, insurance, and the $1,369.14/qtr HOA fee.

HOA fee

$1,369.14/qtr

Managed by May Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER (HAMMOCK)Listing agent: Jennifer JewelsListing data from Stellar MLS, MLS# FC319931.

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