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About this home
44 Ocean Oaks Ln is a 2009-built home in Ocean Hammock, Palm Coast. Inside you'll find 4 bedrooms, 5 bathrooms, and 4,305 square feet of living space. Listed at $1,330,000 (about $309/sqft), 348 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $510 quarterly.
Virtually Staged. An exceptional opportunity to own a spectacular golf course estate in Ocean Hammock, offering expansive golf and ocean views, superior construction, and a remarkably flexible floor plan at a compelling new price. Ideally situated along the 14th hole of the Hammock Beach Ocean Course within the gated Northshore Estates neighborhood, the property has recently been professionally cleared and landscaped to maximize the views, creating a dramatically more open and inviting outdoor setting. From the main living areas, bedrooms, porches, and rooftop belvedere, the home enjoys sweeping golf course vistas with views of the Atlantic Ocean beyond. Built with an emphasis on quality and durability, the residence features concrete block construction on both levels, impact-rated windows and doors, custom arched solid wood doors, spray foam insulation, newer HVAC systems, and a tiled tandem four-car garage. These structural features represent a level of construction rarely found in today's market and provide long-term value well beyond cosmetic finishes. Designed with flexibility in mind, the home incorporates handicap-accessible features, a private elevator, and a multi-generational floor plan that accommodates a variety of living arrangements. The upper level serves as the primary living space, featuring soaring ceilings, dramatic architectural details, a spacious great room, formal dining area, private office, wet bar, and a well-appointed kitchen with custom cabinetry, granite countertops, gas cooktop with grill, built-in wall oven, cabinet pantry, and breakfast area. The primary suite offers a private retreat complete with a flexible sitting room, dressing area, exercise space or coffee bar, along with a spa-inspired bath featuring multiple vanities, soaking tub, oversized shower, custom closet systems, and private water closet with bidet. The lower level provides exceptional versatility with three additional bedrooms, multiple en-suite baths, a secondary living area with wet bar, and ample space for extended family, guests, or multi-generational living. Outdoor spaces include multiple covered porches, tiled terraces, a gas fireplace, and a backyard with room to accommodate a custom pool if desired, see rendering in photos! The newly opened views create a significantly enhanced outdoor experience while providing future owners the opportunity to further customize the property to their lifestyle. A spiral staircase leads to the home's signature belvedere tower, offering one of the most unique vantage points in Ocean Hammock with panoramic views of the golf course, Hammock Beach Club, and the Atlantic Ocean. For buyers seeking location, quality construction, generous square footage, and long-term value, 44 Ocean Oaks Lane presents a rare opportunity to acquire a custom-built Ocean Hammock estate on a homesite worth over $600,000 aloneโat a price point that would be difficult to recreate in today's market.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,330,000
$309 per sq ft
Beds and baths
4 beds, 5 baths
Size
4,305 sq ft
Time on market
348 days
Year built
2009
Monthly payment
About $9,223/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,420 annual tax bill, insurance, and the $510/qtr HOA fee.
HOA fee
$510/qtr
Managed by Vesta Property Services/Stehanie Hull.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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