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Overview

3 bd2 ba1,920 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot10,000 sqft
Living area1,920 sqft
Price / sqft$276
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorStone CountersWindow Treatments

54 Fordham Lane is a 1984-built home in Palm Harbor, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,920 square feet of living space. Listed at $529,000 (about $276/sqft), 185 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Distinctive design, thoughtful renovations and effortless Florida living come together at 54 Fordham Lane. This beautifully reimagined coastal contemporary residence blends subtle mid-century modern influence with sophisticated, highly functional interiors. Crisp white finishes and rich luxury vinyl plank flooring establish a clean, timeless aesthetic, while warm wood accents and architectural details add character throughout. At the heart of the home is a fully remodeled 2022 kitchen, beautifully appointed with custom white cabinetry, quartz countertops and a striking Brazilian wood tile backsplash. An impressive eight-foot island creates a natural gathering place for casual dining and entertaining. Discreetly integrated into the cabinetry is a hidden passage leading to a walk-in pantry and dedicated laundry room, an unexpected design feature that provides exceptional storage and utility while preserving the kitchen's streamlined aesthetic. From here, direct access leads to the oversized two-car motor-court garage with additional storage space, creating an exceptionally functional transition from garage to pantry, laundry and kitchen. The MLS also identifies the kitchen's walk-in/closet pantry and interior laundry room. The open-concept great room is accented by custom wood beam detailing and flows seamlessly to the screened lanai and private in-ground pool, extending the living space outdoors for year-round enjoyment. The primary suite provides a comfortable retreat with an updated en suite bath, while two additional bedrooms and a beautifully finished guest bath provide welcoming accommodations for family and guests. Recent improvements include a 2021 A/C, newer hot water heater, electric pool heater and updated gutters, complemented by smart-home features including a Ring doorbell, Nest thermostat and smoke detector, keyless entry and Google Home integration. A metal roof, fenced backyard, no HOA and Flood Zone X location further enhance the home's appeal. Stylish yet inviting, 54 Fordham Lane presents a thoughtfully renovated Palm Coast residence designed equally for everyday living and entertaining, all within convenient reach of the beach, shopping and dining.

The essentials

Built
1984
Price / sqft
$276
On market
185 days
Annual tax
$4,822
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
Private pool
Gunite
2 car garage
0.25 acres
Lot size
1,920 sqft
Living area

Payment

Est. monthly payment
$3,425/mo
Down payment (20%)
$105,800
Property taxes
$402/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, In Ground, Lighting, Screen Enclosure
Days on Market
185
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Window Treatments
Lighting
Private Mailbox
Private Yard
Dishwasher
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,822
Parcel #
07-11-31-7007-00040-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Harbor
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,000 sqft
ClearedLandscaped

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #FC317567
$529,000-1.9%
$276/sqft
-
Price change
Source: Stellar MLS #FC317567
$539,000-1.8%
$281/sqft
4/9/2026
Listed for sale
Source: Stellar MLS #FC317567
$549,000
$286/sqft

Neighborhood

54 Fordham Lane
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $529,000
$520,000 – $529,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 185 after a $20,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,425/mo
Principal & interest$2,759
Property taxes$402
Insurance$265
Down payment20% · $105,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$529,000

$276 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,920 sq ft

Time on market

185 days

Year built

1984

Monthly payment

About $3,425/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,822 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byONE SOTHEBYS INTERNATIONALListing agent: Katherine GableListing data from Stellar MLS, MLS# FC317567.

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