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Overview

3 bd2 ba1,368 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot11,064 sqft
Living area1,368 sqft
Price / sqft$216
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PALM COAST SEC 35
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsIN Wall Pest SystemLightingDishwasherDisposalRange

15 Birchwood Dr is a 2026-built home in Palm Coast Sec 35, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,368 square feet of living space. Listed at $294,900 (about $216/sqft), 154 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under Construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table. Welcome to your Florida lifestyle in Palm Coast—where comfort, style, and convenience come together in a home that instantly feels inviting. Picture arriving home after a relaxing day at Flagler Beach, the warm glow of a Florida sunset reflecting off the timeless brick exterior as you pull into your private driveway. Step inside to a bright, open living space where modern design meets everyday comfort. Crisp white cabinetry, elegant quartz countertops, and sleek black fixtures create a clean, sophisticated aesthetic that feels both fresh and timeless. The heart of the home flows effortlessly—perfect for quiet mornings with coffee, weeknight dinners, or hosting family and friends in an open-concept layout designed for connection. Every detail of this 3-bedroom, 2-bath home has been thoughtfully crafted across 1,368 square feet to balance style and functionality. In the kitchen and bathrooms, quartz surfaces continue throughout, creating a cohesive, elevated feel. A spacious 2-car garage adds everyday convenience, while the durable all-brick exterior offers lasting value and peace of mind. Enjoy the rare freedom of no HOA and no CDD fees, all while being just minutes from shopping, dining, parks, and scenic walking trails. And when you’re ready for the coast, Flagler Beach is only about 20 minutes away—making spontaneous beach days part of your everyday lifestyle. More than just a home, this is where Florida living feels effortless—where mornings are calm, evenings are peaceful, and every day feels just a little closer to the life you’ve been looking for. Ask about our current promos. **Photos are not of the actual home and are for illustration purposes only. Finishes/colors may vary from photos**

The essentials

Built
2026
Price / sqft
$216
On market
154 days
Annual tax
$805
Flood zone
X · Low risk
Lot
11,064 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
0.25 acres
Lot size
1,368 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,753/mo
Down payment (20%)
$58,980
Property taxes
$67/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
11,064 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
154
High Ceilings
IN Wall Pest System
Lighting
Dishwasher
Disposal
Range
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$805
Parcel #
07-11-31-7035-01580-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 35
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
11,064 sqft

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #FC318526
$294,900-4.8%
$216/sqft
-
Price change
Source: Stellar MLS #FC318526
$309,900-4.0%
$227/sqft
5/13/2026
Listed for sale
Source: Stellar MLS #FC318526
$322,900
$236/sqft

Neighborhood

15 Birchwood Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $294,900
$290,000 – $294,900
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 507 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 154 after a $28,000 cut.

Sample: 507 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,753/mo
Principal & interest$1,538
Property taxes$67
Insurance$147
Down payment20% · $58,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$294,900

$216 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,368 sq ft

Time on market

154 days

Year built

2026

Monthly payment

About $1,753/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $805 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAMS HOMES REALTY, INCListing agent: Cecilia Arita MataListing data from Stellar MLS, MLS# FC318526.

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