12 Cutter Court, photo 1
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Overview

0 baOther
TypeOther
HOA$564/mo
Lot4,289 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

12 Cutter Court is a home in Harbor Village Marina, Palm Coast. HOA runs $564 monthly.

From the listing

Beautiful cul-de-sac homesite located on a canal directly across the street from the Intracoastal Waterway. 151 feet of waterfront canal frontage (rear and side waterfront views) in the gated community of Yacht Harbor Village! Bring your boat – this homesite has an existing dock. ADJACENT LOT AVAILABLE – 10 CUTTER COURT. No time limit to build so use the dock now, build later. Permit ready – HOA approved plans are ready to build or build your own custom dream home. The lots are cleared, filled and ready to build on. Embrace the coastal lifestyle, where panoramic water views become your daily backdrop. Yacht Harbor is a beautiful gated, maintenance free community offering all exterior lawn & tree care. Amenities are offered through Hammock Beach Club memberships which include access to on-site Hydro-Grid clay tennis and pickle ball courts, state of the art fitness center and luxurious pool area. The Club membership extends to also include 2 championship golf courses/clubhouses, dining, a fantasy pool complex with 6 pools and lazy river, waterslides, beach access, fitness center, spa and much more – making this an opportunity that extends beyond the walls of your home! Home plans available for viewing

The essentials

On market
127 days
Annual tax
$3,436
HOA
$564/mo
Lot
4,289 sqft
Type
Other

At a glance

Payment

Est. monthly payment
$2,502/mo
Down payment (20%)
$57,800
Property taxes
$286/mo
HOA
$564/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Other
Year Built
-
Lot
4,289 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
127
Annual Tax (2025)
$3,436

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Village Marina
County
Flagler
Lot Size
4,289 sqft
HOA
$564/mo

Price history

Date
Event
Price
6/8/2026
Listed for sale
Source: Stellar MLS #FC319105
$289,000

Neighborhood

12 Cutter Court
Palm Coast, FL, 32137

Market insights

Offer Insights

Choose an offer strength

List price: $289,000
$285,000 – $289,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 507 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 127.

Sample: 507 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,502/mo
Principal & interest$1,507
Property taxes$286
Insurance$145
HOA$564
Down payment20% · $57,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,000

Time on market

127 days

Monthly payment

About $2,502/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,436 annual tax bill, insurance, and the $564/mo HOA fee.

HOA fee

$564/mo

Offer

What should I offer?

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Lisa GardnerListing data from Stellar MLS, MLS# FC319105.

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