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Overview

4 bd2 ba1,986 sqft2 car garageSingle Family
TypeSingle Family
HOA$155/mo
Built2026
Lot6,000 sqft
Living area1,986 sqft
Price / sqft$196
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SAWMILL BRANCH
Type
Single Family Residence

True monthly carry

HOA
~$155/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Crown MoldingKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSmart HomeSplit BedroomThermostatTray Ceiling(s)

36 Hardwood Trl is a 2026-built home in Sawmill Branch, Palm Coast. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,986 square feet of living space. Listed at $389,960 (about $196/sqft), 70 days on market. Flood zone X & A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $155 monthly.

From the listing

READY NOW! Includes gutters, screened lanai, revwood floors in owner's suite bedroom & closet, french-door fridge, crown molding, washer/dryer, blinds, and garage door opener!! The Dalton is a well-designed single-story floor plan available in communities throughout North Florida, offering low maintenance living tailored for the 55+ homeowner. With a two-car garage and three exterior elevations to choose from, buyers can select the architecture that best suits their style. At 1,986 square feet, the Dalton features energy efficient construction features with three bedrooms plus a versatile flex room. This single-level layout provides the ease of no stairs making it ideal for everyday living and entertaining family and friends. Inside, the Dalton features open-concept living, highlighted by a spacious kitchen with a large center island, quartz countertops, and designer cabinetry. The main suite includes vaulted ceilings, a dual comfort-height vanity, an oversized walk-in shower, and a spacious walk-in closet. The large screened-in lanai enhances the Florida lifestyle by allowing you to enjoy the outdoors year-round with an extension of your entertaining space right off the living room. Every home includes our Home is Connected ® smart home system designed to keep you connected to what you value most. Whether you’re adjusting the thermostat, setting the alarm or checking who’s at your front door, managing your home is easy, convenient and just a click away. Ready to see the Dalton in person? Schedule your private tour today!

The essentials

Built
2026
Price / sqft
$196
On market
70 days
Annual tax
$0
HOA
$155/mo
Flood zone
X & A · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
6,000 sqft lot
Lot size
1,986 sqft
Living area

Payment

Est. monthly payment
$2,888/mo
Down payment (20%)
$77,992
Property taxes
$0/mo
HOA
$155/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
70
Crown Molding
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Smart Home
Split Bedroom
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Fitness Center
Gated Community - No Guard
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X & A
Annual Tax (2025)
$0
Parcel #
16-10-30-5425-00000-1290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawmill Branch
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,000 sqft
HOA
$155/mo
Alliance Realty & Management

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #FC320527
$389,960-4.1%
$196/sqft
-
Price change
Source: Stellar MLS #FC320527
$406,550+2.5%
$205/sqft
8/7/2026
Listed for sale
Source: Stellar MLS #FC320527
$396,700
$200/sqft

Neighborhood

36 Hardwood Trl
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $389,960
$385,000 – $389,960
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 70 after a $6,740 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,887/mo
Principal & interest$2,034
Property taxes$504
Insurance$195
HOA$155
Down payment20% · $77,992
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,960

$196 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,986 sq ft

Time on market

70 days

Year built

2026

Monthly payment

About $2,888/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $155/mo HOA fee.

HOA fee

$155/mo

Managed by Alliance Realty & Management.

Flood zone

Zone X & A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY INC.Listing agent: Charlie RogersListing data from Stellar MLS, MLS# FC320527.

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