XX Birch Ave, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot4,356 sqft

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About this home

XX Birch Ave is a home in Mariners Lake Hills, Interlachen. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Great opportunity to own a vacant lot in the growing Interlachen area, conveniently located just off State Road 20 with easy access to Palatka and surrounding communities. Whether you're looking to build now, invest for the future, or enjoy recreational use, this property offers flexibility to fit your plans. A standout feature of this property is its frontage on two streets, offering added flexibility for future construction plans. With multiple options for home placement, driveway access, and site design, this lot provides versatility to accommodate a variety of building concepts and development goals. There are no build time requirements and no builder restrictions, giving you the freedom to build when you're ready and select the builder of your choice. Hold as a long-term investment, develop in the future, or enjoy the property for recreational use while planning your next project. Located in an area experiencing continued growth and development, this undeveloped lot presents excellent potential for future value appreciation. Don't miss this opportunity to secure affordable land with flexibility, convenience, and promising possibilities for the future.

The essentials

On market
112 days
Annual tax
$21
Flood zone
X · Low risk
Lot
4,356 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$30/mo
Down payment (20%)
$980
Property taxes
$2/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
4,356 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
112
Elementary
Interlachen Elementary School
Middle
C.H.Price Middle School
High
Interlachen High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$21
Parcel #
04-10-24-5540-0050-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mariners Lake Hills
County
Putnam
MLS Area
32148 - Interlachen
Lot Size
4,356 sqft

Price history

Date
Event
Price
6/22/2026
Listed for sale
Source: Stellar MLS #FC319348
$4,900

Neighborhood

XX Birch Ave
Interlachen, FL, 32148 · 32148 - Interlachen

Calculator

Est. monthly payment
$30/mo
Principal & interest$26
Property taxes$2
Insurance$2
Down payment20% · $980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$4,900

Time on market

112 days

Monthly payment

About $30/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $21 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byYOUR HOME SOLD GUARANTEED REALListing agent: Jesse WarmkaListing data from Stellar MLS, MLS# FC319348.

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