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About this home
1129 State Road 20 is a 1969-built home in Pt Of NE 1/4 Bk 131 P 32, (ex Or376 P146), Interlachen. Inside you'll find 3 bedrooms, 1 bathrooms, and 1,069 square feet of living space. Listed at $350,000 (about $327/sqft), 536 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
This property is currently tenant-occupied until 15 AUGUST 2026—please do not disturb. Supra Lockbox requiring a CBS code will be installed on 20 August 2026. Originally built in 1969 as a three-bedroom, one-bathroom home. The concrete block and metal roof structure has highway frontage on State Road 20 (SR-20), which was once a rural two-lane highway located roughly halfway between Gainesville (about 28 miles west) and Palatka (approximately 15 miles east). The Town of Interlachen has recently experienced significant growth. Due to its proximity to the intersection of SR-20 and County Road 315 (CR-315), the zoning has now been updated to Commercial, General (C-3). The property includes 0.77 acres, with most of the land situated behind the structure and the neighboring building to the west (see the property's plat). There is ample usable space for an addition(s) or parking. Classified in Flood Zone X, the lot is high and dry. The adjacent property to the east is a natural gas easement. This property and location an ideal spot for a professional office, restaurant, coffee shop, laundromat, or some other creative small business. This is your chance to invest in a rapidly growing area before corporate acquisitions push values higher in Interlachen. Probate is completed. Simple arm's length transaction.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$350,000
$327 per sq ft
Beds and baths
3 beds, 1 baths
Size
1,069 sq ft
Time on market
536 days
Year built
1969
Monthly payment
About $2,329/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,946 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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