1129 State Road 20, photo 1
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Overview

3 bd1 ba1,069 sqftSingle Family
TypeSingle Family
HOANone listed
Built1969
Lot33,541 sqft
Living area1,069 sqft
Price / sqft$327

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main FloorPrivate MailboxParkPlaygroundRangeRange Hood

1129 State Road 20 is a 1969-built home in Pt Of NE 1/4 Bk 131 P 32, (ex Or376 P146), Interlachen. Inside you'll find 3 bedrooms, 1 bathrooms, and 1,069 square feet of living space. Listed at $350,000 (about $327/sqft), 536 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This property is currently tenant-occupied until 15 AUGUST 2026—please do not disturb. Supra Lockbox requiring a CBS code will be installed on 20 August 2026. Originally built in 1969 as a three-bedroom, one-bathroom home. The concrete block and metal roof structure has highway frontage on State Road 20 (SR-20), which was once a rural two-lane highway located roughly halfway between Gainesville (about 28 miles west) and Palatka (approximately 15 miles east). The Town of Interlachen has recently experienced significant growth. Due to its proximity to the intersection of SR-20 and County Road 315 (CR-315), the zoning has now been updated to Commercial, General (C-3). The property includes 0.77 acres, with most of the land situated behind the structure and the neighboring building to the west (see the property's plat). There is ample usable space for an addition(s) or parking. Classified in Flood Zone X, the lot is high and dry. The adjacent property to the east is a natural gas easement. This property and location an ideal spot for a professional office, restaurant, coffee shop, laundromat, or some other creative small business. This is your chance to invest in a rapidly growing area before corporate acquisitions push values higher in Interlachen. Probate is completed. Simple arm's length transaction.

The essentials

Built
1969
Price / sqft
$327
On market
536 days
Annual tax
$3,946
Flood zone
X · Low risk
Lot
33,541 sqft
Type
Single Family Residence

At a glance

Single family
Built 1969
0.77 acres
Lot size
1,069 sqft
Living area

Payment

Est. monthly payment
$2,329/mo
Down payment (20%)
$70,000
Property taxes
$329/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1969
Lot
33,541 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
536
Primary Bedroom Main Floor
Private Mailbox
Park
Playground
Range
Range Hood
Elementary
Interlachen Elementary School
Middle
Robert H. Jenkins Junior Middle
High
Interlachen High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$3,946
Parcel #
15-10-24-0000-0080-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pt Of NE 1/4 Bk 131 P 32, (ex Or376 P146)
County
Putnam
MLS Area
32148 - Interlachen
Lot Size
33,541 sqft
In CountyPaved

Price history

Date
Event
Price
4/28/2025
Listed for sale
Source: Stellar MLS #TB8379655
$350,000
$327/sqft

Neighborhood

1129 State Road 20
Interlachen, FL, 32148 · 32148 - Interlachen

Market insights

Offer Insights

Choose an offer strength

List price: $350,000
$322,500 – $350,000
92.3% – 100% of listTops out right at the list price
80% of listList price
18 of the last 35 home closings in 32148 landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 536.

Sample: 35 closed home sales in 32148 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,329/mo
Principal & interest$1,825
Property taxes$329
Insurance$175
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

$327 per sq ft

Beds and baths

3 beds, 1 baths

Size

1,069 sq ft

Time on market

536 days

Year built

1969

Monthly payment

About $2,329/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,946 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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What should I offer?

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Brokered byRE/MAX PREMIER GROUPListing agent: Daniel Lee, SrListing data from Stellar MLS, MLS# TB8379655.

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