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About this home
5 Rivertown Rd is a 2020-built home in Sawmill Crk/Palm Coast Park, Palm Coast. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,197 square feet of living space. Listed at $389,900 (about $177/sqft), 105 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $429 annually.
5 Rivertown Rd, Palm Coast, FL — A Former Model Home of Distinction tucked away on a private, tree-lined lot in the sought-after pool community of Sawmill Creek at Palm Coast Park, this beautifully upgraded 4-bedroom, 2-bathroom former model home offers the perfect blend of quality construction, thoughtful design, and everyday comfort. Built with durable concrete block construction and enhanced insulation, this home delivers energy efficiency and peace of mind from the ground up. Inside, soaring high ceilings run throughout, creating an open, airy feel from room to room. The heart of the home is a stunning upgraded kitchen featuring elegant quartz countertops, a California island perfect for gathering, a designer backsplash, and premium upgraded appliances — a space made for both everyday living and entertaining. In-ceiling surround sound speakers set the mood in the main living areas, while custom window coverings throughout add a refined, move-in-ready touch. The primary suite is a true retreat, complete with a spacious walk-in closet and a spa-inspired en suite bath featuring an extensive walk-in shower designed for ultimate relaxation. Three additional bedrooms allow flexibility for family, guests, or a home office. Practical luxury continues with an interior laundry room equipped with washer and dryer included, plus additional storage cabinetry — just one of many thoughtful storage solutions found throughout this exceptionally organized home. A 2-car garage rounds out the package. Set on a private, wooded homesite that offers a sense of seclusion rarely found in a community setting, this home also grants access to the neighborhood pool at Sawmill Creek — all within the desirable Palm Coast Park area. This former model home was finished with builder-grade upgrades throughout, offering a level of detail and craftsmanship that's hard to find on the resale market.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$389,900
$177 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,197 sq ft
Time on market
105 days
Year built
2020
Monthly payment
About $2,851/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,048 annual tax bill, insurance, and the $429/yr HOA fee.
HOA fee
$429/yr
Managed by Alliance Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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