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Overview

5 bd3 ba2,016 sqft2 car garageSingle Family
TypeSingle Family
HOA$249/yr
Built2026
Lot5,000 sqft
Living area2,016 sqft
Price / sqft$188
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SAWMILL BRANCH
Type
Single Family Residence

True monthly carry

HOA
~$21/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSmart HomeSplit BedroomThermostatTray Ceiling(s)Walk-in Closet(s)

161 Springwood Dr is a 2026-built home in Sawmill Branch, Palm Coast. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,016 square feet of living space. Listed at $379,900 (about $188/sqft), 85 days on market. Flood zone X & A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $249 annually.

From the listing

READY NOW! The Riverside is a thoughtfully designed home offering the perfect blend of space, comfort, and modern functionality. With 2,016 square feet, this impressive floor plan features 5 bedrooms, 3 bathrooms, and a 2-car garage ideal for growing families, multi-generational living, or those who simply love extra room to spread out. Inside, the open-concept layout creates a seamless flow between the kitchen, dining, and living areas, making it perfect for entertaining guests or enjoying everyday family life. Large windows bring in natural light, enhancing the bright and airy feel throughout the home. The kitchen serves as the heart of the home, featuring a spacious island, ample cabinetry, and plenty of counter space for cooking and gathering. Whether you’re hosting a dinner party or preparing a quiet meal at home, this space is both functional and welcoming. The Riverside has a flexible bedroom layout. With five bedrooms, there’s room for everyone whether you need a home office, guest suite, or playroom. The main suite offers a private retreat with a spacious bedroom, en-suite bathroom, and generous closet space. Additional bedrooms are well-sized and conveniently located near the remaining bathrooms, ensuring comfort and privacy for family members or guests. Whether you’re upsizing, relocating, or purchasing your first home, The Riverside offers the space and features you need to live comfortably and make lasting memories.

The essentials

Built
2026
Price / sqft
$188
On market
85 days
Annual tax
$0
HOA
$249/yr
Flood zone
X & A · Low risk
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
5,000 sqft lot
Lot size
2,016 sqft
Living area

Payment

Est. monthly payment
$2,683/mo
Down payment (20%)
$75,980
Property taxes
$0/mo
HOA
$249/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
85
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Smart Home
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Clubhouse
Dog Park
Fitness Center
Playground
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X & A
Annual Tax (2025)
$0
Parcel #
21-10-30-5416-00000-3790

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawmill Branch
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
5,000 sqft
HOA
$249/yr
Sovereign & Jacobs

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #FC320179
$379,900-1.8%
$188/sqft
-
Price change
Source: Stellar MLS #FC320179
$386,900-4.6%
$192/sqft
7/24/2026
Listed for sale
Source: Stellar MLS #FC320179
$405,400
$201/sqft

Neighborhood

161 Springwood Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $379,900
$375,000 – $379,900
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 85 after a $25,500 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,683/mo
Principal & interest$1,981
Property taxes$491
Insurance$190
HOA$21
Down payment20% · $75,980
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$379,900

$188 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,016 sq ft

Time on market

85 days

Year built

2026

Monthly payment

About $2,683/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $249/yr HOA fee.

HOA fee

$249/yr

Managed by Sovereign & Jacobs.

Flood zone

Zone X & A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY INC.Listing agent: Charlie RogersListing data from Stellar MLS, MLS# FC320179.

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