640 N Nova Rd #209, photo 1
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Overview

2 bd2 ba932 sqftCondominium
TypeCondominium
Condo dues$630/mo
Built1976
Lot235,292 sqft
Living area932 sqft
Price / sqft$145

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)BalconyClubhousePoolDishwasherDisposalMicrowaveRange

640 N Nova Rd #209 is a 1976-built home in Tomoka Oaks Condo North, Ormond Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 932 square feet of living space. Listed at $135,000 (about $145/sqft), 85 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $630 monthly.

From the listing

BARGAIN ALERT! Unbelievable price for a beautifully updated, move-in ready, 2-bedroom, 2-bathroom condominium WITH ALL THE FURNISHINGS INCLUDED! Enjoy lush grounds and sparkling pool views from your second-floor balcony. Nestled in a prime location, you are just 1 mile from The Trails Shopping Center (featuring Publix, dining, shops, a fitness center, and more) and ONLY 3 MILES FROM THE BEACH! This pet-friendly building offers two elevators for your ultimate convenience. OPPORTUNITIES LIKE THIS DON’T LAST, SCHEDULE YOUR PRIVATE TOUR BEFORE IT’S GONE! All information taken from the tax record, and while deemed reliable, cannot be guaranteed.

The essentials

Built
1976
Price / sqft
$145
On market
85 days
Annual tax
$1,297
Condo dues
$630/mo
Flood zone
X · Low risk
Lot
235,292 sqft
Type
Condominium

At a glance

Condo
5 stories · 1976
Community pool
Shared amenity
Private balcony
Outdoor space
932 sqft
Living area

Payment

Est. monthly payment
$1,510/mo
Down payment (20%)
$27,000
Property taxes
$108/mo
Condo dues
$630/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1976
Lot
235,292 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
85
Ceiling Fans(s)
Balcony
Clubhouse
Pool
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,297
Parcel #
3242-20-01-2090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tomoka Oaks Condo North
County
Volusia
MLS Area
32174 - Ormond Beach
Lot Size
235,292 sqft
Condo dues
$630/mo

Price history

Date
Event
Price
7/24/2026
Listed for sale
Source: Stellar MLS #FC320191
$135,000
$145/sqft

Neighborhood

640 N Nova Rd #209
Ormond Beach, FL, 32174 · 32174 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $135,000
$127,000 – $135,000
94.4% – 100% of listTops out right at the list price
80% of listList price
19 of the last 36 condo closings in Ormond Beach landed at this number or higher (53%). The median one sat 117 days before it went under contract, and this one is on day 85.

Sample: 36 closed condo sales in Ormond Beach over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,510/mo
Principal & interest$704
Property taxes$108
Insurance$68
HOA$630
Down payment20% · $27,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$135,000

$145 per sq ft

Beds and baths

2 beds, 2 baths

Size

932 sq ft

Time on market

85 days

Year built

1976

Monthly payment

About $1,510/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,297 annual tax bill, insurance, and $630/mo in condo dues.

Condo dues

$630/mo

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered bySIMPLY REAL ESTATEListing agent: Nancy EddyListing data from Stellar MLS, MLS# FC320191.

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