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About this home
640 N Nova Rd #510 is a 1976-built home in Tomoka Oaks Condo North, Ormond Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 932 square feet of living space. Listed at $137,000 (about $147/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $630 monthly.
MOVE-IN READY... clean, well-maintained 5th-floor condo overlooking the clubhouse, shuffleboard court, pool area and wooded gardens from your screened porch. The unit features a split floor plan with tile throughout the main living areas and new LPV flooring in both bedrooms. Updates include a new primary walk in shower (2026), a new water heater and kitchen appliances (2025), and a new AC unit (2024). You will love all the extra kitchen cabinetry and spacious storage closet. There is also a convenient secure storage and laundry room on the same floor. This pet-friendly complex allows one domestic pet under 25lbs. It's in the heart of Ormond Beach, near groceries, restaurants, parks, banks and shopping and just a few miles from the Halifax River and Atlantic Ocean. ***Seller financing is possible***
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Sample: 36 closed condo sales in Ormond Beach over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$137,000
$147 per sq ft
Beds and baths
2 beds, 2 baths
Size
932 sq ft
Time on market
1 day
Year built
1976
Monthly payment
About $1,587/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,076 annual tax bill, insurance, and $630/mo in condo dues.
Condo dues
$630/mo
Managed by Tomoka Oaks Condo North.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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