98 Rolling Sands Dr, photo 1
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Overview

4 bd3 ba2,265 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,237 sqft
Living area2,265 sqft
Price / sqft$173
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PALM COAST SEC 32
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Crown MoldingHigh CeilingsIN Wall Pest SystemOpen FloorplanPest Guard SystemSplit BedroomStone CountersVaulted Ceiling(s)

98 Rolling Sands Dr is a 2026-built home in Palm Coast Sec 32, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,265 square feet of living space. Listed at $391,800 (about $173/sqft), 75 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under Construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs, and up to $15,000 flex cash. Saving thousands of dollars at the closing table . Step into 2,265 square feet of all-brick craftsmanship— a home designed for buyers who value privacy, comfort, and a layout that supports everyday life without feeling crowded or chaotic. The entryway opens into a spacious central living area, where tile flooring throughout the main living spaces provides durability, easy maintenance, and a clean, cohesive look that enhances the home’s open flow. Here, the kitchen, dining room, and family room come together seamlessly, creating a natural hub for daily routines and relaxed gatherings. A separate living room sits just off this space, offering the flexibility to close it off and create a private office, media room, or quiet retreat. The kitchen is thoughtfully appointed with granite countertops, 36-inch upper cabinets, Whirlpool stainless steel appliances, generous counter space, abundant storage, and a cozy breakfast nook perfect for both quick mornings and slow, unhurried evenings. The primary suite is positioned as a true getaway, featuring an ensuite bath with dual vanities, granite countertops, a walk-in shower, tile flooring, and spacious walk-in closets. Additional bedrooms are located on the opposite side of the home, providing ideal separation for guests, work-from-home needs, or simply quieter personal space. A dedicated laundry room and a two-car garage add everyday convenience, while energy-efficient windows, a built-in pest defense system, and a full builder warranty that will give peace of mind and long-term confidence. This is a home built for steady routines, lasting comfort, and a sense of control in day-to-day living. Located at 98 Rolling Sands Dr, you’re just minutes from beaches, parks, schools, shopping, dining, golf, and more than 130 miles of walking and biking trails — giving you effortless access to the best of Palm Coast living. Photos are for illustration purposes only and may not reflect actual finishes.

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The essentials

Built
2026
Price / sqft
$173
On market
75 days
Annual tax
$520
Flood zone
X · Low risk
Lot
10,237 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
10,237 sqft lot
Lot size
2,265 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,282/mo
Down payment (20%)
$78,360
Property taxes
$43/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,237 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
75
Crown Molding
High Ceilings
IN Wall Pest System
Open Floorplan
Pest Guard System
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Rymfire Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$520
Parcel #
07-11-31-7032-00450-0250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 32
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
10,237 sqft

Price history

Date
Event
Price
7/30/2026
Listed for sale
Source: Stellar MLS #FC320275
$391,800
$173/sqft

Neighborhood

98 Rolling Sands Dr
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $391,800
$390,000 – $391,800
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 75.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,283/mo
Principal & interest$2,043
Property taxes$43
Insurance$196
Down payment20% · $78,360
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$391,800

$173 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,265 sq ft

Time on market

75 days

Year built

2026

Monthly payment

About $2,282/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $520 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAMS HOMES REALTY, INCListing agent: Natasha GrubbListing data from Stellar MLS, MLS# FC320275.

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