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Overview

4 bd3 ba2,265 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2027
Lot10,019 sqft
Living area2,265 sqft
Price / sqft$173
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
PALM COAST SEC 28
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsIN Wall Pest SystemThermostatLightingCooktopDishwasherRange

5 Porter Ln is a 2027-built home in Palm Coast Sec 28, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,265 square feet of living space. Listed at $391,800 (about $173/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under Construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table. Welcome to 5 Porter Lane, a beautifully appointed 2,265-square-foot home in Palm Coast's highly desirable P Section, where convenience meets coastal living. Ideally located in the heart of Palm Coast, you'll enjoy quick access to shopping, restaurants, schools, parks, and everyday essentials, while Flagler Beach is just 15–20 minutes away. Designed with both comfort and functionality in mind, this 4-bedroom, 3-bathroom home features a desirable split-bedroom floor plan, keeping the owner's suite private and separate from the secondary bedrooms. The spacious owner's retreat includes two walk-in closets, dual vanities, and plenty of room to unwind after a long day. At the heart of the home, the open-concept living area creates the perfect space for everyday living and entertaining. The stylish kitchen showcases gray cabinetry, sleek black fixtures, and granite countertops that continue into both the kitchen and bathrooms. A cozy breakfast nook offers the perfect spot for casual meals and morning coffee, while the formal dining room is ready to host holiday gatherings and special celebrations. A separate sitting room provides a quiet retreat—ideal for reading, working from home, or simply relaxing. Picture yourself living here—sunlight pouring through the windows, coffee in hand, enjoying the comfort of finally having the space you've been working toward. This isn't just an upgrade; it's the opportunity for everyone to have room to spread out while still staying connected. The thoughtfully designed open layout brings family and friends together, making holidays, celebrations, and everyday moments feel effortless. Step outside to the covered lanai and imagine winding down with your favorite beverage while dinner sizzles on the grill after a long day. Whether you're entertaining guests or enjoying a quiet Florida evening, this outdoor space is ready to become one of your favorite places to relax. Modern finishes, generous living space, and an unbeatable central location make 5 Porter Lane more than just a house—it's the home you didn't realize you needed until now. Ask about our current promos and CASH buyers discount. **Photos are not of the actual home and are for illustration purposes only. Finishes/colors may vary from photos**

The essentials

Built
2027
Price / sqft
$173
On market
80 days
Annual tax
$593
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
2 car garage
10,019 sqft lot
Lot size
2,265 sqft
Living area
Brand new
Built 2027

Payment

Est. monthly payment
$2,288/mo
Down payment (20%)
$78,360
Property taxes
$49/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
80
High Ceilings
IN Wall Pest System
Thermostat
Lighting
Cooktop
Dishwasher
Range
Elementary
Rymfire Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$593
Parcel #
07-11-31-7028-00400-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 28
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
7/29/2026
Listed for sale
Source: Stellar MLS #FC320321
$391,800
$173/sqft

Neighborhood

5 Porter Ln
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $391,800
$390,000 – $391,800
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 80.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,289/mo
Principal & interest$2,043
Property taxes$49
Insurance$196
Down payment20% · $78,360
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$391,800

$173 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,265 sq ft

Time on market

80 days

Year built

2027

Monthly payment

About $2,288/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $593 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAMS HOMES REALTY, INCListing agent: Cecilia Arita MataListing data from Stellar MLS, MLS# FC320321.

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