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Overview

3 bd2 ba1,214 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1996
Lot10,019 sqft
Living area1,214 sqft
Price / sqft$226
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanVaulted Ceiling(s)Walk-in Closet(s)Private YardRain GuttersCooktopDishwasher

45 Pershing Ln is a 1996-built home in Southwest Quadrant Ph 01-04, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,214 square feet of living space. Listed at $274,900 (about $226/sqft), 69 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Fall in love with this move-in ready 3BR/2BA Palm Coast gem, completely updated and packed with high-value upgrades! Interior Highlights: • Flooring: Seamless, modern luxury vinyl plank (LVP) throughout—no carpet! • Kitchen & Baths: Beautifully modernized spaces boasting elegant quartz countertops. Outdoor & Bonus Living: • Lanai: Massive, fully screened-in covered lanai adds tremendous bonus living space. • Garage Workshop: Single-car attached garage features a custom screen, perfect for a ventilated workshop or hobby space. • Backyard: Expansive, fully fenced private yard featuring a standalone storage shed. Peace of Mind Upgrades: • Brand-New HVAC: Installed in 2025 • Newer Roof: Installed in 2021 Location: Unbeatable convenience! Close to local shopping, medical facilities, schools, and the beach. Enjoy the best of the coast with Daytona Beach and historic St. Augustine under 30 minutes away. Schedule your tour today!

The essentials

Built
1996
Price / sqft
$226
On market
69 days
Annual tax
$362
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
1 car garage
Driveway
10,019 sqft lot
Lot size
1,214 sqft
Living area

Payment

Est. monthly payment
$1,602/mo
Down payment (20%)
$54,980
Property taxes
$30/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
69
High Ceilings
Open Floorplan
Vaulted Ceiling(s)
Walk-in Closet(s)
Private Yard
Rain Gutters
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Wadsworth Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$362
Parcel #
07-11-31-7025-00140-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Southwest Quadrant Ph 01-04
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
10,019 sqft
Paved

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #FC320510
$274,900-1.8%
$226/sqft
8/7/2026
Listed for sale
Source: Stellar MLS #FC320510
$279,900
$231/sqft

Neighborhood

45 Pershing Ln
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $274,900
$272,500 – $274,900
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 69 after a $5,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,601/mo
Principal & interest$1,434
Property taxes$30
Insurance$137
Down payment20% · $54,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$274,900

$226 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,214 sq ft

Time on market

69 days

Year built

1996

Monthly payment

About $1,602/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $362 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGRAND LIVING REALTYListing agent: Doris DolamoreListing data from Stellar MLS, MLS# FC320510.

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