74 Enclave Ave, photo 1
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Overview

3 bd2 ba1,941 sqft3 car garageSingle Family
TypeSingle Family
HOA$300/yr
Built2026
Lot8,795 sqft
Living area1,941 sqft
Price / sqft$191
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
ENCLAVE/SEMINOLE PALMS
Type
Single Family Residence

True monthly carry

HOA
~$25/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsOpen FloorplanPrimary Bedroom Main FloorSmart HomeStone CountersThermostatWalk-in Closet(s)Clubhouse

74 Enclave Ave is a 2026-built home in Enclave/Seminole Palms, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,941 square feet of living space. Listed at $369,900 (about $191/sqft), 287 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 annually.

From the listing

Introducing the Ashton at The Enclave at Seminole Palms Experience the perfect blend of elegance, comfort, and functionality in this thoughtfully designed single-story home. As you approach, a charming covered front porch with stone accents welcomes you, setting the tone for the style and attention to detail found throughout. Landscaping with irrigation adds instant curb appeal, while sidewalk-lined streets create a friendly, inviting neighborhood atmosphere. Step inside to discover a bright, open foyer with 9’4” flat ceilings, offering clear sight lines into the heart of the home. Just off the foyer, a den with double French doors provides a versatile space for a home office, study, or quiet retreat. The great room is bathed in natural light and flows seamlessly into the gourmet kitchen, complete with wall oven, cooktop, and a large center island ideal for meal prep or casual dining. From here, the kitchen opens to a spacious 10’ x 15’ sunroom with soaring 9’4” ceilings, creating an airy and inviting space for relaxation or entertaining. The primary suite features a luxurious private bath with a tile shower, upgraded cabinets, and a generous walk-in closet, while two additional bedrooms share a secondary bath with a tub/shower combination, providing comfort and convenience for family or guests. Smart home technology enhances convenience and peace of mind, including a Ring Video Doorbell, smart thermostat, keyless entry smart door lock, and Deako switches. The laundry room offers extra space for storage and organization, doubling as a practical drop zone from the spacious 3-car garage with utility sink. Designed for comfort, versatility, and effortless Florida living, the Ashton invites you to enjoy every day in style. Resort-style community amenities include a clubhouse, fitness room, patio, pool, sundeck, pavilion, playground, and dog park. With just 10 minutes to Flagler Beach and 5 minutes from everyday conveniences, this location offers the ultimate balance of relaxation and accessibility.

The essentials

Built
2026
Price / sqft
$191
On market
287 days
Annual tax
$383
HOA
$300/yr
Flood zone
X · Low risk
Lot
8,795 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
3 car garage
Driveway
8,795 sqft lot
Lot size
1,941 sqft
Living area

Payment

Est. monthly payment
$2,171/mo
Down payment (20%)
$73,980
Property taxes
$32/mo
HOA
$300/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
8,795 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
287
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Stone Counters
Thermostat
Walk-in Closet(s)
Clubhouse
Dog Park
Fitness Center
Playground
Sidewalks
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Water Softener
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$383
Parcel #
20-12-31-1922-00000-0810

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Enclave/Seminole Palms
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
8,795 sqft
LandscapedLevelPaved
HOA
$300/yr
CO Maronda Agent

Price history

Date
Event
Price
4/21/2026
Price change
Source: Stellar MLS #O6370336
$369,900-7.5%
$191/sqft
-
Price change
Source: Stellar MLS #O6370336
$399,900-7.0%
$206/sqft
12/31/2025
Listed for sale
Source: Stellar MLS #O6370336
$429,900
$221/sqft

Neighborhood

74 Enclave Ave
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $369,900
$367,500 – $369,900
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 287 after a $60,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,171/mo
Principal & interest$1,929
Property taxes$32
Insurance$185
HOA$25
Down payment20% · $73,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$369,900

$191 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,941 sq ft

Time on market

287 days

Year built

2026

Monthly payment

About $2,171/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $383 annual tax bill, insurance, and the $300/yr HOA fee.

HOA fee

$300/yr

Managed by CO Maronda Agent.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEW HOME STAR FLORIDA LLCListing agent: Bridgette HoytListing data from Stellar MLS, MLS# O6370336.

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