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About this home
400 Cinnamon Beach Way #324 is a 2005-built home in Cinnamon Bch Ocn Hammock Ph 02, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,682 square feet of living space. Listed at $499,000 (about $297/sqft), 154 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $490 quarterly. Condo dues run $993 monthly.
Experience luxury coastal living in this beautifully updated residence within the exclusive gated community of Cinnamon Beach at Ocean Hammock. Perfectly positioned on the second floor, this immaculate condo offers breathtaking ocean views along with a front-row seat to the signature 8th hole of the Ocean Front Hammock Beach Golf Course designed by Jack Nicklaus. Designed with both comfort and style in mind, the open-concept floor plan showcases tile and laminate wood flooring, granite countertops, beautiful 42-inch cabinetry, a beautiful designer backsplash, and a new French door stainless steel refrigerator. Canned ceiling lighting enhances the bright interior, while two sliding glass doors lead to a tiled balcony where you can enjoy the coastal breeze and stunning scenery. Additional upgrades include a new A/C installed in 2024, and new refrigerator 2025 offering peace of mind for years to come. Whether you are searching for a full-time residence, a luxurious second home, or a high-performing investment property, this condo presents an exceptional opportunity. Residents and guests enjoy access to world-class resort amenities including an oceanside pool, lakeside resort heated pool, splash zone, fitness center, play room, adult lounge, seasonal restaurant, and multiple private beach walkovers providing direct access to the pristine Atlantic shoreline. From sunrise ocean views to championship golf course scenery, this exceptional property captures the very best of the Florida coastal lifestyle.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$499,000
$297 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,682 sq ft
Time on market
154 days
Year built
2005
Monthly payment
About $4,232/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,697 annual tax bill, insurance, and $1,156/mo in HOA and condo dues.
HOA + condo dues
$1,156/mo
$163/mo HOA plus $993/mo condo dues. Managed by May Management.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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