400 Cinnamon Beach Way #324, photo 1
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Overview

3 bd2 ba1,682 sqftCondominium
TypeCondominium
HOA + condo dues$1,156/mo
Built2005
Lot13,067 sqft
Living area1,682 sqft
Price / sqft$297

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorOpen FloorplanSolid Surface CountersSolid Wood CabinetsThermostatWalk-in Closet(s)Window Treatments

400 Cinnamon Beach Way #324 is a 2005-built home in Cinnamon Bch Ocn Hammock Ph 02, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,682 square feet of living space. Listed at $499,000 (about $297/sqft), 154 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $490 quarterly. Condo dues run $993 monthly.

From the listing

Experience luxury coastal living in this beautifully updated residence within the exclusive gated community of Cinnamon Beach at Ocean Hammock. Perfectly positioned on the second floor, this immaculate condo offers breathtaking ocean views along with a front-row seat to the signature 8th hole of the Ocean Front Hammock Beach Golf Course designed by Jack Nicklaus. Designed with both comfort and style in mind, the open-concept floor plan showcases tile and laminate wood flooring, granite countertops, beautiful 42-inch cabinetry, a beautiful designer backsplash, and a new French door stainless steel refrigerator. Canned ceiling lighting enhances the bright interior, while two sliding glass doors lead to a tiled balcony where you can enjoy the coastal breeze and stunning scenery. Additional upgrades include a new A/C installed in 2024, and new refrigerator 2025 offering peace of mind for years to come. Whether you are searching for a full-time residence, a luxurious second home, or a high-performing investment property, this condo presents an exceptional opportunity. Residents and guests enjoy access to world-class resort amenities including an oceanside pool, lakeside resort heated pool, splash zone, fitness center, play room, adult lounge, seasonal restaurant, and multiple private beach walkovers providing direct access to the pristine Atlantic shoreline. From sunrise ocean views to championship golf course scenery, this exceptional property captures the very best of the Florida coastal lifestyle.

The essentials

Built
2005
Price / sqft
$297
On market
154 days
Annual tax
$2,697
HOA + condo dues
$1,156/mo
Flood zone
X500 · Low risk
Lot
13,067 sqft
Type
Condominium

At a glance

Condo
Built 2005
Waterfront
Gulf/Ocean
Community pool
Fitness center too
Private balcony
Outdoor space
1,682 sqft
Living area

Payment

Est. monthly payment
$4,232/mo
Down payment (20%)
$99,800
Property taxes
$225/mo
HOA + condo dues
$1,156/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
13,067 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Gulf/Ocean
Days on Market
154
Ceiling Fans(s)
Elevator
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Fitness Center
Gated Community - Guard
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$2,697
Parcel #
04-11-31-3513-00000-0324

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cinnamon Bch Ocn Hammock Ph 02
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
13,067 sqft
HOA + condo dues
$1,156/mo
$163/mo HOA plus $993/mo condo dues
May Management

Price history

Date
Event
Price
8/9/2026
Price change
Source: Stellar MLS #FC318329
$499,000-8.4%
$297/sqft
-
Price change
Source: Stellar MLS #FC318329
$545,000-2.5%
$324/sqft
5/12/2026
Listed for sale
Source: Stellar MLS #FC318329
$559,000
$332/sqft

Neighborhood

400 Cinnamon Beach Way #324
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$485,000 – $499,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 154 after a $60,000 cut.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,233/mo
Principal & interest$2,602
Property taxes$225
Insurance$250
HOA$1,156
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$297 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,682 sq ft

Time on market

154 days

Year built

2005

Monthly payment

About $4,232/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,697 annual tax bill, insurance, and $1,156/mo in HOA and condo dues.

HOA + condo dues

$1,156/mo

$163/mo HOA plus $993/mo condo dues. Managed by May Management.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Laura KulagaListing data from Stellar MLS, MLS# FC318329.

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