60 Surfview Dr #510, photo 1
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Overview

3 bd3 ba1,640 sqftCondominium
TypeCondominium
HOA + condo dues$982/mo
Built2004
Lot24,713 sqft
Living area1,640 sqft
Price / sqft$408

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)Balcony

60 Surfview Dr #510 is a 2004-built home in Surf Club III, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,640 square feet of living space. Listed at $669,000 (about $408/sqft), 182 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $871 monthly. Condo dues run $111 monthly.

From the listing

Experience elevated coastal living in this beautifully appointed 3-bedroom, 2.5-bath condo offering 1,640 square feet in the gated community of Surf Club III. From the moment you step inside, you’re immediately drawn to breathtaking, direct oceanfront panoramic views—where the Atlantic Ocean and sandy shoreline take center stage. Designed for both comfort and style, the open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating an ideal space for everyday living and entertaining. Gorgeous high-quality vinyl flooring runs throughout, while the kitchen features stainless steel appliances, granite countertops, abundant cabinetry, and a convenient dry bar with a wine refrigerator. The living room is filled with natural light, highlighted by a large sliding glass door that opens to stunning ocean views. The spacious primary suite offers a relaxing retreat with a large window overlooking the water and an en-suite bathroom complete with dual sinks and a walk-in shower. Surf Club III is known for its exceptional amenities, offering both oceanfront and Intracoastal access. Enjoy multiple pools, including oceanfront and a heated waterfall pool with spa, a private fitness center, clubhouse spaces, tennis and pickleball courts, and more. Take advantage of the Intracoastal day dock, fishing pier, kayak access, and scenic trails throughout the surrounding community. Ideally located just a short drive from St. Augustine, Flagler Beach, Ormond Beach, and Daytona Beach, this property offers the perfect balance of relaxation, recreation, and coastal convenience. Mortgage savings may be available for buyers of this listing.

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The essentials

Built
2004
Price / sqft
$408
On market
182 days
Annual tax
$4,259
HOA + condo dues
$982/mo
Flood zone
X · Low risk
Lot
24,713 sqft
Type
Condominium

At a glance

High-rise condo
8 stories · 2004
Waterfront
Gulf/Ocean
Community pool
Fitness center too
Private balcony
Outdoor space
1,640 sqft
Living area

Payment

Est. monthly payment
$5,160/mo
Down payment (20%)
$133,800
Property taxes
$355/mo
HOA + condo dues
$982/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2004
Lot
24,713 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Common, Open, Basement
Waterfront
Gulf/Ocean
Days on Market
182
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Balcony
Buyer Approval Required
Clubhouse
Community Mailbox
Fitness Center
Gated Community - Guard
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Wine Refrigerator
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,259
Parcel #
37-10-31-3731-00030-5100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Surf Club III
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
24,713 sqft
HOA + condo dues
$982/mo
$871/mo HOA plus $111/mo condo dues
Surf Club III

Price history

Date
Event
Price
6/25/2026
Price change
Source: Stellar MLS #O6398686
$669,000-2.9%
$408/sqft
4/14/2026
Listed for sale
Source: Stellar MLS #O6398686
$689,000
$420/sqft

Neighborhood

60 Surfview Dr #510
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $669,000
$650,000 – $669,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 182 after a $20,000 cut.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,161/mo
Principal & interest$3,489
Property taxes$355
Insurance$335
HOA$982
Down payment20% · $133,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$669,000

$408 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,640 sq ft

Time on market

182 days

Year built

2004

Monthly payment

About $5,160/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,259 annual tax bill, insurance, and $982/mo in HOA and condo dues.

HOA + condo dues

$982/mo

$871/mo HOA plus $111/mo condo dues. Managed by Surf Club III.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byREDFIN CORPORATIONListing agent: Tammy ShaverListing data from Stellar MLS, MLS# O6398686.

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