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Overview

4 bd3 ba2,431 sqft3 car garageSingle Family
TypeSingle Family
HOA$396/qtr
Built2020
Lot14,854 sqft
Living area2,431 sqft
Price / sqft$369
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart Home

36 New Water Oak Dr is a 2020-built home in Hidden Lakes Ph II, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,431 square feet of living space. Listed at $897,999 (about $369/sqft), 26 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $396 quarterly.

From the listing

LUXURY LIVING MEETS RESORT-STYLE OUTDOOR LIVING! Built in 2020 and backing to the natural beauty of Graham Swamp preserve, this exceptional 4-bedroom, 3-bath, 3-car garage home offers 2,431 square feet of beautifully designed living space with an incredible sense of privacy and a level of finish that sets it apart. Step inside and the attention to detail is immediately apparent. The open-concept great room is anchored by a dramatic 12-foot coffered ceiling and a stunning Dimplex electric fireplace with custom feature wall. The heart of the home is the gorgeous kitchen, where a large island with waterfall-edge porcelain counters takes center stage. Beautiful cabinetry, matching porcelain backsplash and countertops create a seamless look, while extended cabinetry continues into the dining area for exceptional storage and visual impact. Wall ovens, upgraded appliances and a spacious closet pantry with frosted-glass door complete this impressive space. Throughout the home, 8-foot doors, crown molding, slow-close cabinetry and drawers, and tile flooring in every bedroom create a cohesive feel. Then the wall of sliders —and the Florida lifestyle begins. The great room opens to a spectacular private outdoor retreat featuring a covered patio and outdoor kitchen with granite counters, grill, refrigerator and wood cabinetry. Beyond is a beautiful, heated saltwater pool with sun shelf and spa-jet area, reaching approximately 6.5 feet at the deep end. The pool area is finished with sealed marble that stays cool underfoot, while electronic privacy roll-down shades on both sides of the screened enclosure allow you to create your own private oasis. A stunning outdoor feature wall with three fountains, illuminated with LED lighting, adds ambiance, while GEM lighting highlights the home and pool enclosure after sunset. The spacious primary suite continues the resort feel with direct access to the pool area, two walk-in closets and a luxurious ensuite featuring dual vanities, a beautiful soaking tub, oversized separate shower and private water closet. A second bedroom offers its own ensuite, making it ideal for guests. Two additional bedrooms provide flexibility, with one featuring a Murphy bed and an unusually deep closet for added storage. All bathrooms feature quartz countertops, while the guest baths offer tall vanities and glass-enclosed tub/shower combinations. And the upgrades continue beyond what meets the eye. A whole-house Kohler generator with four propane tanks provides peace of mind, while a whole-house water softener, alarm and camera system, keyless-entry lock, smart-home wiring and an electronic attic lift add convenience. The insulated attic has a finished floor, making seasonal storage easy. The 3-car garage features built-in shelving and a painted floor. Outside, enjoy a paver driveway and walkways, irrigation system, landscape lighting, wrought-iron fencing and surroundings that complement the private preserve backdrop. This is more than a beautifully finished home—it is a place designed for the way you want to live. Entertain inside or out, relax beside the pool, enjoy dinner under the covered patio, or simply open the sliders and let the peaceful preserve setting become part of your everyday view. All of this in Toscana, a gated community conveniently located off Old Kings Road with easy access to I-95, beaches, shopping and dining. Some homes are impressive. This one is an experience.

The essentials

Built
2020
Price / sqft
$369
On market
26 days
Annual tax
$11,676
HOA
$396/qtr
Flood zone
X · Low risk
Lot
14,854 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Private pool
Heated
3 car garage
Driveway
0.34 acres
Lot size
2,431 sqft
Living area

Payment

Est. monthly payment
$6,237/mo
Down payment (20%)
$179,600
Property taxes
$973/mo
HOA
$396/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
14,854 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Faces Side, Golf Cart Garage, Off Street, Oversized
Pool
Heated
Days on Market
26
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Kitchen
Private Mailbox
Rain Gutters
Sidewalk
Gated Community - No Guard
Playground
Sidewalks
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range Hood
Refrigerator
Washer
Water Softener
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$11,676
Parcel #
33-11-31-3061-00040-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hidden Lakes Ph II
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
14,854 sqft
SidewalkPaved
HOA
$396/qtr
Gyneen Goodwin

Price history

Date
Event
Price
9/20/2026
Listed for sale
Source: Stellar MLS #FC321676
$897,999
$369/sqft

Neighborhood

36 New Water Oak Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $897,999
$885,000 – $897,999
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 26.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,237/mo
Principal & interest$4,683
Property taxes$973
Insurance$449
HOA$132
Down payment20% · $179,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$897,999

$369 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,431 sq ft

Time on market

26 days

Year built

2020

Monthly payment

About $6,237/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,676 annual tax bill, insurance, and the $396/qtr HOA fee.

HOA fee

$396/qtr

Managed by Gyneen Goodwin.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBERKSHIRE HATHAWAY HOMESERVICE (OCEANSHORE)Listing agent: Maria TiltonListing data from Stellar MLS, MLS# FC321676.

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