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Overview

3 bd4 ba2,541 sqft2 car garageSingle Family
TypeSingle Family
HOA$394/mo
Built1993
Lot11,500 sqft
Living area2,541 sqft
Price / sqft$346
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanSolid Surface CountersThermostatClubhouseFitness CenterGated Community - GuardGolf Carts OK

6 Monterrey Dr is a 1993-built home in Hammock Dunes, Palm Coast. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,541 square feet of living space. Listed at $879,000 (about $346/sqft), 77 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $394 monthly.

From the listing

Virtually Staged. Experience refined coastal living in this beautifully appointed pool home located within the prestigious gated oceanfront community of Hammock Dunes. Nestled on a quiet street, this elegant residence offers an ideal blend of timeless design, comfortable living, and effortless indoor-outdoor entertaining. The spacious open-concept floor plan features soaring ceilings, abundant natural light, and a striking floor-to-ceiling stone fireplace that serves as the focal point of the main living area. The gourmet kitchen is designed to impress with custom cabinetry, granite countertops, a large center island with prep sink, stainless steel appliances, double wall ovens, and generous workspace perfect for everyday living or entertaining. Ideal layout features the primary suite, kitchen, dining and living areas on the ground level. Magnificent pool and patio area, convenient full pool bathroom off garage. Fenced-in yard with plenty of room for young ones or a furry friend to roam. The expansive covered lanai creates a true outdoor retreat overlooking the screened pool (a convenient pool bath located off of the garage) and private backyard, complete with multiple seating areas, ceiling fans, and seamless access from the home's living spaces. The spacious primary suite provides a peaceful escape, while thoughtfully designed guest accommodations offer comfort and privacy for family and visitors. Located in one of Palm Coast's most sought-after luxury communities, residents enjoy 24-hour gated security, beautifully maintained surroundings, and optional membership opportunities at the renowned Hammock Dunes Club featuring championship golf, oceanfront dining, fitness facilities, tennis, pickleball, croquet, and private beach access. Just minutes from shopping, dining, marinas, and all that Palm Coast has to offer, this exceptional home presents the perfect opportunity to enjoy Florida's premier coastal lifestyle.

The essentials

Built
1993
Price / sqft
$346
On market
77 days
Annual tax
$7,899
HOA
$394/mo
Flood zone
X · Low risk
Lot
11,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
Private pool
In Ground
2 car garage
0.26 acres
Lot size
2,541 sqft
Living area

Payment

Est. monthly payment
$6,076/mo
Down payment (20%)
$175,800
Property taxes
$658/mo
HOA
$394/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
11,500 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Other
Days on Market
77
High Ceilings
Open Floorplan
Solid Surface Counters
Thermostat
Clubhouse
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Tennis Court(s)
Cooktop
Disposal
Freezer
Microwave
Range
Range Hood
Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,899
Parcel #
04-11-31-2988-00000-0390

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Dunes
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
11,500 sqft
HOA
$394/mo
Stacy Jones

Price history

Date
Event
Price
10/14/2026
Price change
Source: Stellar MLS #FC320308
$879,000-2.2%
$346/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #FC320308
$899,000
$354/sqft

Neighborhood

6 Monterrey Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $879,000
$865,000 – $879,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 77 after a $20,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,076/mo
Principal & interest$4,584
Property taxes$658
Insurance$440
HOA$394
Down payment20% · $175,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$879,000

$346 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,541 sq ft

Time on market

77 days

Year built

1993

Monthly payment

About $6,076/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,899 annual tax bill, insurance, and the $394/mo HOA fee.

HOA fee

$394/mo

Managed by Stacy Jones.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Luke O'ReillyListing data from Stellar MLS, MLS# FC320308.

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