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Overview

3 bd2 ba2,247 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1988
Lot10,019 sqft
Living area2,247 sqft
Price / sqft$298
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Wet BarDishwasherMicrowaveRangeRefrigerator

23 Christopher CT is a 1988-built home in Palm Coast Sec 04, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,247 square feet of living space. Listed at $669,000 (about $298/sqft), 182 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Honey, STOP THE CAR—this is the one that will absolutely steal your heart! This original owner home is in pristine, move-in mint condition and has been meticulously cared for with true pride of ownership shining through every inch. From the moment you walk in, you’re greeted with soaring ceilings and a bright, open floor plan that feels both grand and inviting. The stunning family room features a cozy wood-burning fireplace and something truly special—water views from both the front AND the back of the home, creating a rare, private oasis feel that’s almost impossible to find. The oversized kitchen is built for entertaining and living your best Florida lifestyle, loaded with endless cabinetry, expansive counter space, and a built-in wet bar complete with a food processor and blender—perfect for hosting unforgettable gatherings, summer parties, and everything in between. The primary suite is your personal retreat, offering a massive walk-in shower, a luxurious whirlpool tub, and a large walk-in closet—all in impeccable condition. Every room in the home is generously sized, easily accommodating large furniture while still feeling open and airy. Step outside to your extended patio, ideal for relaxing or entertaining, overlooking a bulkheaded seawall just waiting for you to create your dream waterfront setup. And the best part—no HOA restrictions, giving you the flexibility for full-time living, a second home, or even Airbnb potential. All of this just 10 minutes to Flagler Beach and minutes to the Intracoastal Waterway. Homes like this—with condition, space, water views, and location—rarely hit the market. This is more than a home… it’s a lifestyle. Don’t blink—you might miss it.

The essentials

Built
1988
Price / sqft
$298
On market
182 days
Annual tax
$8,700
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
Waterfront
Canal - Saltwater
Private pool
In Ground
2 car garage
10,019 sqft lot
Lot size

Payment

Est. monthly payment
$4,549/mo
Down payment (20%)
$133,800
Property taxes
$725/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
10,019 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
182
Ceiling Fans(s)
Wet Bar
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$8,700
Parcel #
07-11-31-7004-00030-0150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 04
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
7/13/2026
Price change
Source: Stellar MLS #FC317530
$669,000-0.7%
$298/sqft
-
Price change
Source: Stellar MLS #FC317530
$674,000-2.2%
$300/sqft
4/14/2026
Listed for sale
Source: Stellar MLS #FC317530
$689,000
$307/sqft

Neighborhood

23 Christopher CT
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $669,000
$660,000 – $669,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 182 after a $20,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,549/mo
Principal & interest$3,489
Property taxes$725
Insurance$335
Down payment20% · $133,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$669,000

$298 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,247 sq ft

Time on market

182 days

Year built

1988

Monthly payment

About $4,549/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,700 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byREALTY EXCHANGE, LLCListing agent: Julie SabineListing data from Stellar MLS, MLS# FC317530.

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