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About this home
12 Classic CT S is a 1983-built home in Palm Coast Sec 03 Palm Harbor Office Park, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,052 square feet of living space. Listed at $669,900 (about $326/sqft), 69 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Beautifully updated 3-bedroom, 2-bath, 2-car garage saltwater canal POOL home with tons of recent upgrades! Major improvements include a NEW ROOF (2026), NEW A/C (2026), NEW HOT WATER HEATER (2026) and NEW GUTTERS. The kitchen features Quartz countertops, stainless steel appliances and tile flooring, while both bathrooms have been updated with modern touches. LVP flooring in spare bedrooms, tile in master bedroom. The living room features a striking floor-to-ceiling stone accent wall with a modern linear fireplace and wall-mounted TV that conveys. Enjoy Florida living from the spacious screened lanai and pool overlooking the saltwater canal. Pool resurfaced in 2018 with new pool pump and filter housing in 2025. Irrigation system on well. Move-in ready with many of the big-ticket items already done!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$669,900
$326 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,052 sq ft
Time on market
69 days
Year built
1983
Monthly payment
About $4,147/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,822 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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