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Overview

3 bd2 ba1,838 sqft2 car garageSingle Family
TypeSingle Family
HOA$400/mo
Built2005
Lot4,700 sqft
Living area1,838 sqft
Price / sqft$391
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)

136 Island Cottage Way Way is a 2005-built home in Island Cottages, St Augustine. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,838 square feet of living space. Listed at $719,000 (about $391/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $400 monthly.

From the listing

Welcome to 136 Island Cottage Way, an exceptional residence within Island Cottages — an exclusive gated enclave of just 23 homes on Anastasia Island. Majestic oaks frame the entrance, while refined coastal architecture defines this private, serene community, mere minutes from pristine beaches and the historic charm of St. Augustine. Distinguished as one of only two single-story homes in the neighborhood, this residence embodies timeless Key West-inspired coastal elegance. A welcoming front porch, classic white picket fence, metal roof, and thoughtfully designed landscape lighting create outstanding curb appeal and island character. Convenient rear-alley access leads to the two-car garage, preserving the home’s graceful front elevation. Situated at a desirable elevation in Flood Zone X, the home has been meticulously updated throughout. Recent enhancements include fresh exterior paint, new flooring, elegant bathrooms, and a refined kitchen featuring quartz countertops, ceiling-height custom cabinetry with convenient pull-outs, a counter-depth refrigerator, and a separate beverage refrigerator — ideal for both everyday living and effortless entertaining. An on-demand water heater adds modern efficiency and comfort. The primary suite bathroom stands as a true spa-like sanctuary. Plantation shutters and remote-operated blinds deliver sophisticated style, privacy, and ease throughout. Additional luxury appointments include custom closet systems, ceiling fans, a water softener, washer and dryer, security cameras, and a full complement of kitchen appliances (range, dishwasher, disposal, and microwave). The rear-entry two-car garage is finished with an epoxy floor, built-in cabinetry, and generous storage, elevating organization and everyday functionality. Island Cottages offers the ultimate low-maintenance lifestyle. The HOA maintains the landscaping, creating an ideal lock-and-go residence whether as a primary home or refined second residence. Residents also enjoy the beautiful community pool without the responsibility of private pool ownership. With its rare single-story floor plan, beautifully curated interiors, elevated Flood Zone X location, gated privacy, distinctive Key West-inspired character, and effortless coastal lifestyle, 136 Island Cottage Way presents a rare opportunity to experience the very best of Anastasia Island living — refined, convenient, and unmistakably luxurious.

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The essentials

Built
2005
Price / sqft
$391
On market
60 days
Annual tax
$6,249
HOA
$400/mo
Flood zone
X · Low risk
Lot
4,700 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
4,700 sqft lot
Lot size
1,838 sqft
Living area

Payment

Est. monthly payment
$5,030/mo
Down payment (20%)
$143,800
Property taxes
$521/mo
HOA
$400/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
4,700 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
60
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Shower
Sidewalk
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Wine Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,249
Parcel #
175809-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Island Cottages
County
St Johns
MLS Area
32080 - Saint Augustine
Lot Size
4,700 sqft
HOA
$400/mo
Day PMC Inc. - Willard Day

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #FC320687
$719,000-1.4%
$391/sqft
-
Price change
Source: Stellar MLS #FC320687
$729,000-2.7%
$397/sqft
8/13/2026
Listed for sale
Source: Stellar MLS #FC320687
$749,000
$408/sqft

Neighborhood

136 Island Cottage Way Way
St Augustine, FL, 32080 · 32080 - Saint Augustine

Market insights

Offer Insights

Choose an offer strength

List price: $719,000
$685,000 – $719,000
95.5% – 100% of listTops out right at the list price
80% of listList price
11 of the last 21 home closings in 32080 landed at this number or higher (52%). The median one sat 55 days before it went under contract, and this one is on day 60 after a $30,000 cut.

Sample: 21 closed home sales in 32080 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,030/mo
Principal & interest$3,750
Property taxes$521
Insurance$360
HOA$400
Down payment20% · $143,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$719,000

$391 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,838 sq ft

Time on market

60 days

Year built

2005

Monthly payment

About $5,030/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,249 annual tax bill, insurance, and the $400/mo HOA fee.

HOA fee

$400/mo

Managed by Day PMC Inc. - Willard Day.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byKELLER WILLIAMS REALTY ATLANTIC PARTNERS (ST. AUG)Listing agent: Frank Perez-AndreuListing data from Stellar MLS, MLS# FC320687.

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