Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SAWMILL BRANCH
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$155/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
63 Hardwood Trl is a 2026-built home in Sawmill Branch, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,799 square feet of living space. Listed at $378,895 (about $211/sqft), 53 days on market. Flood zone X & A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $155 monthly.
Under Construction. The Clifton is a single-story home that blends comfort, functionality, and flexibility in 1,799 square feet of living space. This floorplan includes two bedrooms, two bathrooms, and a versatile flex room that is perfect for a home office, hobby space, or guest room. A two-car garage and a covered lanai complete the layout. From the moment you step inside the Clifton, you will notice how bright and welcoming the home feels, thanks to its large windows and its open-concept layout. The kitchen is the heart of the home, featuring a spacious island and elegant quartz countertops, ideal for casual meals or hosting guests. The adjoining dining and living areas offer a seamless flow, creating an ideal space for gathering, entertaining, or relaxing. The private main suite offers a true retreat and is complete with a large bathroom, dual vanities, and a generous walk-in closet. Plus, you will enjoy the Florida weather on your covered lanai, with plenty of space to make your outdoor set-up feel like an extension of your home’s interior. With its flexible floor plan, modern finishes, and easy-to-maintain layout, the Clifton is a smart choice for buyers who want style and practicality in one beautifully designed space.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$378,895
$211 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,799 sq ft
Time on market
53 days
Year built
2026
Monthly payment
About $2,810/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $155/mo HOA fee.
HOA fee
$155/mo
Managed by Alliance Realty & Management.
Flood zone
Zone X & A
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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