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About this home
23 Luther Dr is a 2004-built home in Palm Coast Section 37, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,316 square feet of living space. Listed at $295,000 (about $224/sqft), 41 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Welcome to 23 Luther Drive—an exceptional opportunity in Palm Coast! This beautiful 3-bedroom, 2-bathroom home is move-in ready and competitively priced for the area, making it an outstanding value for buyers looking for quality, comfort, and affordability. Enjoy peace of mind with a brand-new roof installed in 2026, an A/C system approximately 4 years old, fresh interior paint, and new flooring throughout. The home features a bright, clean, and welcoming atmosphere with a comfortable layout perfect for everyday living and entertaining. The garage also features a durable epoxy-coated floor for a clean and polished finish. Step outside to a spacious backyard with plenty of room to create your own Florida retreat. Imagine adding a future pool, creating an outdoor barbecue and entertainment area, or simply enjoying beautiful Florida days while making special memories with family and friends. Location is another great benefit! Enjoy the Palm Coast lifestyle with beautiful Atlantic beaches, parks, and outdoor recreation nearby, along with convenient access to shopping, dining, everyday necessities, and I-95. Palm Coast is ideally situated between historic St. Augustine and Daytona Beach, making it easy to enjoy day trips, entertainment and dining. Finding a move-in-ready home with these updates, this much outdoor potential, and such an attractive price is an opportunity you don’t want to miss. Great home, great location, and exceptional value—all that’s left to do is move in and make it yours. Schedule your private showing today! More Pictures coming Soon!!!
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$295,000
$224 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,316 sq ft
Time on market
41 days
Year built
2004
Monthly payment
About $2,065/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,543 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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